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118 118 Money: Personal loan reviews

4.88
Based on 3,127 reviews, last reviewed 17th Apr 2026
118600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118 118 money has been easy to use and very customer... 118 118 money has been easy to use and very customer friendly. Signing up for the loan I received couldn't have been simpler and the response was rapi... Read more Reviewed on: 17th April 2026
Zak Parry's avatar
Zak Parry

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026
Grant B's avatar
Grant B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3127)

Very Excellent,Guranteed support

5
Very Excellent,Guranteed support Reviewed on: 11th April 2026

Process was fast and forward.

5
Process was fast and forward. Get proved instantly and money was received in blink of eye. Reviewed on: 11th April 2026

Good service overall offeres are good wish you lower...

5
Good service overall offeres are good wish you lower interest rates Reviewed on: 11th April 2026

I had amazing experience with 118118 money.

5
I had amazing experience with 118118 money. The process was so easy and smooth. It just took me half an hour to get loan approved. So easy and hassle free. Reviewed on: 11th April 2026

Really amazing and fast loan that is a good affordab...

5
Really amazing and fast loan that is a good affordable monthly repayment and in your bank instantly. The app makes it easy to keep track on how much is left to pay and also your monthly repayment date and prove and it’s easy to use. Reviewed on: 11th April 2026

I needed help some moThank you for your helpnth ago.

5
I needed help some month ago. I have never thought but it was easy and so quicly. I got the decesion in some hour and the money also. They are always very polite and effective. Thank you. Reviewed on: 11th April 2026

Quick and easy application.

5
Quick and easy application. Received money in bank quickly and low interest compared to other loans Reviewed on: 11th April 2026

All good happy with how it’s going

4
All good happy with how it’s going Reviewed on: 11th April 2026

I needed a loan to purchase a car

5
I needed a loan to purchase a car and 118 118 made the process so simple, i was approved in minutes and had the money in my account even sooner. Reviewed on: 11th April 2026

Had 2 loans from 118 almost paid off my second loan...

5
Had 2 loans from 118 almost paid off my second loan and I have never had any issues, would highly recommend Reviewed on: 11th April 2026

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