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American Express: American Express Credit Card reviews

3.39
Based on 86 reviews, last reviewed 1st Jan 2025
100% decrease in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
62%
See only 4 star reviews
15%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
16%

Latest highest rating:

5

American Express credit card is a great credit card,... American Express credit card is a great credit card, especially the Cashback available Reviewed on: 26th August 2024
Andrew Coe's avatar
Andrew Coe

Latest lowest rating:

1

Poor Service, NOT WORTH THE £650e. Poor Service, NOT WORTH THE £650e.. Very poor service... Been with them for 8 years paying £650 per year subscription. This Christmas they stitched us... Read more Reviewed on: 1st January 2025
Andrew Benion's avatar
Andrew Benion

About this product

Smart Money People is the UK's #1 place for financial services reviews, including of The American Express Card - the flagship card launched by Amex in 1969. With a whole host of benefits, read our consumer reviews before deciding whether this is the right card for you - our community comments on their experiences with the card's Membership Rewards scheme, customer service received from Amex, and anything else they liked or didn't like about this credit card. Already have The American Express Card? Please leave some comments of your own and let others know what you think about this card!

American Express American Express Credit Card reviews (86)

Review of the American Express, American Express Credit Card:

If I could rate below zero I would.

1
If I could rate below zero I would. Applied to add second car holder, so they asked me to call Fraud protection department. Phoned 1st time 25mins waiting to be told they must be on a meeting (hilarious right?). Phoned next day... Oh sorry they gone home. Phoned 3rd time today. First told there is no trace of this application, then after having a rant about Amex customer service customer rep decided to actually look into it. 28 mins waiting and ... Got disconnected. Shocking service. Reviewed on: 2nd December 2024

best customer service

5
if there's a problem, they actually answer the phone Reviewed on: 8th April 2023

Amex cash back

5
Love this credit card. Use it for everyday spending and once a year get a percentage given back of what you’ve spent. Be stupid not to use it. Reviewed on: 5th April 2023

Use my link for a sign up bonus

5
https://americanexpress.com/en-gb/referral/aBDULMlLP1?XL=MNANS Use my referral code and get an extra 26000 avios points. Reviewed on: 30th March 2023

Great interest rates for the first 3 months

4
Great interest rates for the first 3 months - after that, Amex becomes a very average credit card with not lost of advantages Reviewed on: 23rd March 2023

Effective

5
Such a grate life saver when I have a emergency bill or pay out and very fair to customers, plus builds cash back and builds my credit score Reviewed on: 23rd March 2023

Just excellent

5
Exceptionally good service, I have never had a credit card before, having the American Express card and paying it off each month has given me an excellent credit rating, and I’m earning air miles. I cannot recommend them enough. Reviewed on: 10th March 2023

Great experience

5
I was in need for a credit card for a while, I found American Express. It was a very good digital application process on the American Express website. It is a very customer-oriented interface, and the approval process was very smooth. Besides, the mobile app is so good and I keep using it for all my needs about my credit card. Great credit card experience overall. Strongly recommended. Reviewed on: 10th March 2023

Great points

5
Enjoy using this card for my purchases as much as possible and nice to get a little bonus at the end of the year. Reviewed on: 10th March 2023

Offers great value as long as it's your main card

5
This is a terrific company that offers great products p I would recommend to everyone Reviewed on: 1st March 2023

low credit limit

4
they wouldnt increase my credit limit even when i asked Reviewed on: 9th February 2023

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