Sophia's community profile page - Smart Money People

Write a review

Viewing profile for,

Sophia

Total reviews written

Helpful marks given to their reviews

Times reviews seen

All reviews (7)

Review of the Barclaycard, Initial Credit Card:

View on product page

Good first credit card

I spend most of my money on this card, it's really basic and is easy to use, the good thing is that it integrates with your Barclays app so you can see it in one place with your debit and savings, very nice. Reviewed on: 10th March 2023

Review of the PayPal, PayPal Credit:

View on product page

Useful credit to have but be careful

I never pay interest on credit cards, always pay in full and with PayPal it's nice to spread your purchase a bit without paying. However about a year ago because of PayPal's own timelines on moving money I had to pay very little interest (1 pound), I called them about it and they said it's due to how the money is being charged but not because I didn't pay on time. Seemed a bit arbitrary. So basically be careful and read the terms and conditions. Being fair to them the team did explain it to me very patiently a couple of times. But I stopped using PayPal credit after that. Reviewed on: 10th March 2023

Review of the American Express, American Express Credit Card:

View on product page

Great points

Enjoy using this card for my purchases as much as possible and nice to get a little bonus at the end of the year. Reviewed on: 10th March 2023

Review of the Moneybox app, Lifetime ISA:

View on product page

Great LISA

I've used this for four years now, great app. Reviewed on: 10th March 2023

Review of the Virgin Money, Cash ISA:

View on product page

Great ISA with high interest rate

Easy to open, easy to maintain. Good brand! Reviewed on: 10th March 2023

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.