Smart Money People Logo

Are You Owed Money : Debt collection reviews

1.60
Based on 75 reviews, last reviewed 25th Apr 2025
No new 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
23%
See only 4 star reviews
3%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
74%

Latest highest rating:

5

Very good xxxxx Go with them they make sense xx very nice very good Reviewed on: 30th July 2024
Mark wilde 's avatar
Mark wilde

Latest lowest rating:

1

Haven’t paid debt recovered Collected debt but haven’t paid out, 9 months since saying debt had been paid by the debtor. Didn’t tell us it had been paid, we contacted them and th... Read more Reviewed on: 25th April 2025
Siobhan's avatar
Siobhan

About this product

Are You Owed Money provide services to help with debt collection including recovery, tracing, mediation, credit checking and legal support.

Each client has a customer service contact as well as a profile on a client portal. The details of the case are updated 24 hours a day so you know what’s happening with your debtor.

Are You Owed Money reviews help you find out what it’s really like to be a customer. If you’ve used Are You Owed Money before, you can also leave a review and share your experience.

Are You Owed Money Debt collection reviews (75)

Review of the Are You Owed Money, Debt collection:

Avoid this company is a scam.

1
I get in touch with this company last year in July due one of my clients didn't pay my last invoice, at the moment that I called they immediately ask me to pay instantly the fee that they have, and I did. After 1 month the creditor paid the invoice and received a confirmation for the payment, at this point, you think wow all done, fantastic, so fast, and professional. Wrong, at the same moment, start my Odissea with this company, First, they told me that I have to wait up to 90days to get my money, and I did, after 3 months they told me that my check was in progress of payment ( November 2021 ) So I waited, in December I called and they said that the payment was due by the end of the month. In January I called again and nobody was able to give me an explanation why I haven't received my check. In February same, called and get a new excuse, sorry we missed the payment date, you will receive the check on the next payment date, Now is the 14 of March and after another call the new excuse, sorry we got the postcode wrong, we will send the correct information to the financial team, Basically, 6 months 20 emails 30 calls And nothing has changed, So if you need someone to chase up your creditors for any reason, don't get in touch with this company, is a scam, the taking your payment immediately and they let you wait for months and months for giving you want is yours. Perhaps I regret the moment that I get in touch with AYOM. Reviewed on: 14th March 2022
Reply from Are You Owed Money Thank you for your feedback. We are glad that we have been able to help to recover all of your outstanding debt and that you have now received payment. Kind regards, The Are You Owed Money Team. Response date: 25th March 2022
Are You Owed Money logo
Are You Owed Money

Paid an annual fee, passed a few debts to them, not received a penny, steer clear

1
paid them a four figure amount, promised reviews, status reports, progress, face to face with debtors...they sent texts and did nothing any amateur could do. Never ever gave progress report probably because none to report. Their credit report shows high risk, not at all surprising. Reviewed on: 21st October 2020

keep all your money

1
They failed to do anything on my case against lambert car sales Ltd other than make the odd phone call and send a letter. I had to apply to stop the company closing down. I had to attend court twice to win the case, I had to pay more money in fees. When it came to bailiffs collecting they got the money paid to them and it took 7 months to get anything out of them even then it was just the value of the car and no costs. I raised a complaint in December 2019 which is still not resolved. I paid £1200 to have a debt recovered which they said they would also recover but have not. It is as if they have no intent to recover their costs because they have taken it from me. They also keep a third of what is recovered. They collected £3171.88 and paid me £1704.08 7 months after collecting, as you can see they have kept more than a third. They do not reply to emails and my case handler is always not available. I have raised 2 complaints which they have ignored the only way I can get any response is to put it in the public domain, even then they complain about review platform policy and dispute negative feedback so it gets blocked without resolving why the negative feedback was left. Reviewed on: 16th August 2020
Reply from Are You Owed Money Hi. Based on your username we are unable to locate your case on our customer database. Could you please email [email protected] with your case reference, contact telephone and email for us to investigate. Regards, the AYOM team. Response date: 20th May 2021
Are You Owed Money logo
Are You Owed Money

useless company

1
i work in the finance industry and this is by far the most incompetent company i have had to deal with. they are USELESS!! Reviewed on: 23rd July 2020
Reply from Are You Owed Money Hi. Based on your username we are unable to locate your case on our customer database. Could you please email [email protected] with your case reference, contact telephone and email for us to investigate. Regards, the AYOM team. Response date: 20th May 2021
Are You Owed Money logo
Are You Owed Money

Not to be trusted

1
AYOM collected the money due from my customer but will not pass it to me. The case details which I should be able to access on line are incorrect and don't show that they have collected the money although they have told me in emails that they have all the money and I should get it at the end of March. (They collected the money in December.) Now it is June and apart from a contact from them because I gave an honest review of my experience, they have not answered emails or recorded delivery letters. Reviewed on: 4th June 2020

Very happy

5
Took a little while during the last 3 months to sort everything out but they kept me informed during the case. Recovered my entire debt and I've just received my money. Reviewed on: 3rd June 2020

Response

1
After the last review, I had a response from my case manager (Will), it took him 2 emails to revert to type. Reviewed on: 23rd May 2020

Truly shocking service and support

1
They have not even attempted to provide me with the service promised. They refuse to respond to my emails. I am working harder than anyone at this company in typing this review. I am seriously considering taking a debt collector to a small claims court to retrieve my fee. Go Figure! AVOID! Reviewed on: 11th February 2020

Couldn't be happier

5
Great service thanks to my case manager for sorting it out so quickly. Reviewed on: 21st January 2020

My account manager worked very hard

5
Can't fault my account manager on this one. Made sure they kept me informed of what was going on and managed to sort out my case within a couple of months thanks to a payment plan. Would recommend and use again. Reviewed on: 21st December 2019

Good service

5
Very happy with my result. Thanks. Reviewed on: 10th November 2019