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Argos: Credit Card reviews

3.19
Based on 53 reviews, last reviewed 23rd Apr 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
43%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
8%
See only 1 star reviews
30%

Latest highest rating:

5

Argos is very good. Argos is very good. I'm so happy with that Reviewed on: 8th June 2024
Rambod L's avatar
Rambod L

Latest lowest rating:

1

Declined straight away with out even the chance Declined straight away with out even the chance Reviewed on: 23rd April 2025
Gemma M's avatar
Gemma M

About this product

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Argos Credit Card reviews (53)

Review of the Argos, Credit Card:

Best bnpl

5
Easy to use and understand. One of the best buy now pay later plans around. Everything on the app is well planned out so you no what needs to be paid by when to avoid interest. Reviewed on: 11th September 2020

Comprehensive

5
Argos is really good at providing the means to obtain necessary items with flexible plans before interest starts to incur. Reviewed on: 31st May 2023

Just alright.

4
You get a great little card which enables you to buy stuff with credit at any Argos store and as long as you spend over a specified amount they will not apply interest for a number of months. However, they seem to offer you a high credit rating when applying but then keep lowering it for no reason. It's a little harder to get in touch with customer support as there only seems to be the one option of phoning. Reviewed on: 11th April 2023

Excellent

5
I'm happy to work with you and I'm happy to carry on! Reviewed on: 11th April 2023

Great fantastic awesome

5
Excellent company to be with and great customer service they have. Reviewed on: 5th April 2023

Credit card

5
I can buy things on credit and pay after with no interest. Reviewed on: 3rd April 2023

Poor is being generous

1
Trying to pay. Call centre staff do not know process. Say they will allocate payments to different balances but don’t, which could have screwed up my credit score. Automated payment line does not recognise English and sends you back to call centre who can’t take a payment. Useless Card number not recognised after 4 attempts. Argos are s*** Reviewed on: 30th March 2023

Easy to access

4
affordable, easy to access and intuitive Reviewed on: 14th March 2023

Good service

5
Easy and straight forward. Good length of time to pay back. Reviewed on: 14th August 2022

Angry

1
Nightmare to pay them. The App wont let you make a payment, so to the on line system, which if you've forgotten one of the endless questions, it locks you out telling you to requesting a reset, which tells you that an email will arrive in the next few minutes. Took 4 hours so was then unable to go straight onto the site as at work, so noting that you have 48 HOURS to use the link, I went on the following morning. Guess what! The link has expired. My advise if you can afford it, just pay on another card! Reviewed on: 12th August 2022

Very good service

5
Excellent service always helpful and there to help. Reviewed on: 8th August 2022

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