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Atom Bank: Savings reviews

4.59
Based on 395 reviews, last reviewed 30th Jan 2025
33% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
79%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
2%
See only 1 star reviews
12%

Latest highest rating:

5

So easy to deal with, the account set up was easy an... So easy to deal with, the account set up was easy and the app a doddle to use Reviewed on: 30th January 2025
Jacky F's avatar
Jacky F

Latest lowest rating:

1

** BEWARE - Unable to withdraw savings! ** BEWARE that you might not be able to withdraw your money if you need to! Great bank until my circumstances changed and I needed to access some of ... Read more Reviewed on: 5th September 2024
Simon J's avatar
Simon J

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

At Smart Money People, we're changing financial services for the better.

Atom Bank Savings reviews (395)

Review of the Atom Bank, Savings:

Fantastic rates, easy to set up and a super simple app!

5
Fantastic rates, easy to set up and a super simple app! Reviewed on: 13th January 2025

Accounts very easy to open, interest paid promptly.

5
Accounts very easy to open, interest paid promptly. Reviewed on: 11th January 2024

ATOM BANK

5
Superb product First Class and Customer Service Reviewed on: 11th January 2024

Great app based bank.

5
Great app based bank. Regularly increased interest rate when other banks did not. Reviewed on: 11th January 2024

AVOID THIS BANK

1
Stay away from this bank!!! They will not give me back my money even though it's an emergency. Their fixed term bond does not allow you to make withdrawals. I plan in writing about my experience on every platform that I can so that everyone knows to AVOID them!!! Reviewed on: 27th September 2023

One of my favourite banks

5
Easy to use app and within the most competitive interest rates, including the option to save for 6 months rather than 1 year. Reviewed on: 30th July 2023

Easy, accessible and friendly

5
I really like saving with Atom. The app is easy to use and everything is very clear. When you need them, customer service is very good. Reviewed on: 3rd July 2023

Easy to set up

4
Multiple ways to keep account safe,great amount of interest on monthly balance once started.Easy to set up regular payments from nominated account. Reviewed on: 11th June 2023

Amazing interest rates and easy interface

5
Atom gives great customer experience and easy ways of accessing your account online. Great interest rates available for fixed term. Reviewed on: 1st June 2023

Simple and leading rates

5
A very easy product to open and deposit funds, great simple app and market leading interest paid. Reviewed on: 31st May 2023

Simple to use and good rate

5
I found the app straight forward to use and with a competitive interest rate I am very impressed. Reviewed on: 13th April 2023