Write a review

Atom Bank: Savings reviews

Name: Savings
Rating: 4.85 (2294 reviews)

View other Atom Bank products

4.91

Based on 2,294 reviews, last reviewed 31st Mar 2025

181100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Hassle Free Very clear and concise. Easy to navigate around. Reviewed on: 31st March 2025

Latest lowest rating:

2

Option to do online banking Vs jus t the app given a... Option to do online banking Vs jus t the app given all the phone theft Reviewed on: 18th March 2025

Read all reviews See your review

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

Already an Atom Bank savings customer? Leave a review and let others know about your experience with the ultra-modern banking app.

Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

At Smart Money People, we're changing financial services for the better.

Atom Bank Savings reviews (2294)

Review of the Atom Bank, Savings:

Easy to open an account great UI/UX. No issues.

Seamlessly easy to open an account. Banked with Atom for 5+ years. Had both Fixed and instant savings accounts in the past. Interest has never been delayed. Straight forward banking app great UX/UI design. Never needed to contact them for assistance. Super quick transfers, transparent with changes. Excellent security. Sadly, no longer offer the best rates anymore so I have been holding my money in a different account. Reviewed on: 19th March 2025

A very clean and minimalist product suite with a cle...

A very clean and minimalist product suite with a clear target market. So do check them out for Savings accounts and Mortgages. Excellent value as compared to other products in the market. Reviewed on: 25th March 2025

Easy access bank account

Easy to apply and set up accounts. Notifications of any changes to interest rate easy access Reviewed on: 25th March 2025

Great bank when offering competitive interest rates

Atom basically runs through the app so I have no need for any customer service support. I did get a proactive email from Atom customer service saying that I needed to change the name I was using on my bank transfer details which was useful. Not for everyone as access is through a smartphone app which may be a step too far for the digitally challenged. Also need to keep an eye on interest rates as they are not always higher than other providers, sometimes 1 year fixed rate are better elsewhere. The Instant Saver Reward account offers a good rate at the moment and is attractive so long as you can leave your money in the account without withdraws for most months so you get the reward rate. Generally Atom is a good savings provider to track and use when the rates are competitive with the market. Reviewed on: 25th March 2025

Easy to set up, clear simple information - a great b...

Easy to set up, clear simple information - a great bank for our savings. Reviewed on: 25th March 2025

Easy to open and monitor.

Easy to open and monitor. good interest rates Reviewed on: 25th March 2025

Atom had been wonderful

Had no problems with Atom been great and the interest was at a fantastic rate. Reviewed on: 25th March 2025

i have had zero issues with Atom

i have had zero issues with Atom Reviewed on: 25th March 2025

Really easy to access app.

Really easy to access app. Good fixed rates Reviewed on: 25th March 2025

Good all round service and products.

Good range of products. Easy to use app. Immediate information provided over transfers and withdrawals. Reviewed on: 25th March 2025

Moved savings to maximise interest

Moved my savings to Atom as they were offering very good interest rates. The app is brilliant to use and to show when interest is due. Withdrawals are instant. Brilliant so far! Reviewed on: 24th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Smile Bank 3.67 from 5 reviews
Instant Saver
from NatWest 4.35 from 142 reviews
Junior Instant Access Savings
from Nationwide 0.00 from 0 reviews

There's still more to see!

Atom Bank has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub