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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5185 reviews)

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4.91

Based on 5,185 reviews, last reviewed 16th Mar 2026

53900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5185)

Satisfied customer

App easy to use. Always had a quick response when needing to speak to someone. Great to be able to speak to a human! Reviewed on: 17th April 2025

All round easy to use account.

All round easy to use account. The mobile APP in oarticular is a doddle to use. Reviewed on: 17th April 2025

Have to say a great on line bank, seamless process w...

Have to say a great on line bank, seamless process when coming to the end of a fixed deal. My family members now have accounts too. What's not to Love. Well done Atom Reviewed on: 17th April 2025

Easy set up of account easy management of account ve...

Easy set up of account easy management of account very quick transactions to and from account Reviewed on: 17th April 2025

Excellent I’m excevery happy with Atom

I’m very happy with Atom. The app is working good. I didn’t have to contact customer services. I will recommend this service to my friends and family Reviewed on: 17th April 2025

Need a savings account? You can’t beat Atom bank.

I’ve used Atom bank for about nine years. It’s simple and easy to use especially when you need to move money around. In my experience their interest rates are always market leading and so is their customer service. I can’t recommend them highly enough Reviewed on: 17th April 2025

My experience with Atom bank

Myself and my husband have been using Atom bank for a number of years. We have found that their savings rates are usually very competitive. The app is simple to use, and the feedback when making deposits, both via the app and text messages to my phone are rapid which is always a relief to me. The one time I had a question for their customer support, the phone was answered quickly and the question was answered efficiently and politely. Reviewed on: 17th April 2025

Great app.

Great app. I can view my balance and Interest rate I am earning easily. I can add money to my savings easily. Reviewed on: 17th April 2025

All good what is the point Insall,this

All good what is the point Insall,this Reviewed on: 17th April 2025

Best rates

Easy to use app. Excellent rates. Used for 4 years now. Great bank. Reviewed on: 17th April 2025

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