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Atom Bank: Savings reviews

4.91
Based on 5,185 reviews, last reviewed 16th Mar 2026
53900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026
Anthony Heath's avatar
Anthony Heath

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5185)

Great bank for savers

5
Great bank for savings rates. Their webside is easy to navigate. Overall, very pleased customer Reviewed on: 17th April 2025

Definitely the best bank in town..

5
I just love the mobile only concept of Atom Bank. They have developed a system that is not only a pleasure to use but also gives great returns. Reviewed on: 17th April 2025

Excellent

5
I was hesitant about opening an APP only account but Atom Bank have good savings accounts and the whole process was easy to set up. Reviewed on: 17th April 2025

Atomic bank

5
Clear instructions secure and actions executed at express speds Reviewed on: 17th April 2025

Everything is very easy to do and well informed, goo...

5
Everything is very easy to do and well informed, good interest rates and well communicated Reviewed on: 17th April 2025

Really easy to use app and very trustworthy.

5
Really easy to use app and very trustworthy. I would recommend Atom to friends and family. Reviewed on: 17th April 2025

Easy to use

5
Easy app but very secure. Navigation sometimes a bid awkward but overall good Reviewed on: 17th April 2025

Fantastic bank.

5
Fantastic bank. Extremely easy ap to navigate and very informative. Fantastic saver rates for instant access account and Prime account. I recommend them all the time Reviewed on: 17th April 2025

A problem very well handled

5
I have experience with many banks both in branch and online. With Atom Bank I had quite a few problems login in to my account. This was becoming very frustrating and could have put me off the bank altogether, however Atom sorted this very quickly and also gave me a small amount of compensation for the disruption. This was totally unexpected but very welcome. I have never had any other issues in logging in. Reviewed on: 17th April 2025

Simple and straightforward with great rates.

5
Simple and straightforward with great rates. Reviewed on: 17th April 2025

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