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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom is a First Class bank for savings

I found Atom bank savings the best savings bank for me and their communication is very good. Their App is so easy to use and navigate, it is a joy. After using other savings Apps in the past which were so tricky to use I was delighted with Atom. The interest rate is very good and I like that it is added on monthly so you can know where your finances are at. I would highly recommended Atom to anyone wanting a fair uncomplicated savings plan. Reviewed on: 17th April 2025

Very good app

Very good app and easy to use. I am able to deal quickly with all my needs at once .Also vry quick to transfer money to and from different accounts. Reviewed on: 17th April 2025

Best Smart Bank

Easy to use and competitive rates Reviewed on: 17th April 2025

A Good Experience all round

Very easy to set up on line. Customer Service both swift and knowledgeable. Excellent rates of interest with the right savings protections. The App is clear and easy to navigate. Would recommend Atom. Reviewed on: 17th April 2025

All done on the App.

All done on the App. Never had to contact customer services. Reviewed on: 17th April 2025

Easy to use and secure.

Easy to use and secure.I like to keep my money save with Atom,App is also easy to access. Reviewed on: 17th April 2025

Decent Saving Rate, Easy to use App,

Decent saving rate, easy to use App, nothing not to like really. Reviewed on: 17th April 2025

Excellent App Based Banking

Very easy to use app. Good savings rates and good communications. Reviewed on: 17th April 2025

Good rates of interest, easy to navigate the website.

Good rates of interest, easy to navigate the website. Never had any issues with them, so cannot comment on customer service, as it hasn't been needed Reviewed on: 17th April 2025

.Atom Bank the future

So far I am happy with Atom Bank Reviewed on: 17th April 2025

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