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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Good Service Bank

I have been with Atom for a lot of years now and if i have any queries i can call them, and they talk me through everything i need to do, even though i am slow they never rush you. Also the app is easy to use Reviewed on: 17th April 2025

Age friendly app

Clear no nonsense and user friendly app Reviewed on: 17th April 2025

Good online bank

Easy to set up kept informed about progress good rates Reviewed on: 17th April 2025

Great rates, even better customer service.

I had initially made a mistake opening my account and customer service had to help me change it. They were very helpful and listened and came up with the solution straight away. This corrected the issue and solved the problem. There regular communication is also clear and valuable. Reviewed on: 17th April 2025

Confident banking

Been banking with Atom using various account types for many years with confidence. The process is very easy to navigate and access at any time and there is a number to call if a problem occurs. Reviewed on: 17th April 2025

Does the Job with Relatively High Interest Rates

UI can feel a bit clunky and simple but besides that it works well. Relatively high interest rates compared to other banks too. Reviewed on: 17th April 2025

Excellent, smooth-running, professional service.

Excellent, smooth-running, professional service. Reviewed on: 17th April 2025

Doesn't bamboozle you!

Always answer chats back with clear answers. App is easy to navigate. Rates are always appealing and products are simple, with good rates and not too many options to bamboozle you! Reviewed on: 17th April 2025

Easy to use, trustworthy , excellent rates

Easy to use, trustworthy , excellent rates Reviewed on: 17th April 2025

User friendly

I find the reminders (via email) very helpful & timely, the website/app is easy to use & the options made clear. It's great that the interest is worked out for each different option available so I can choose what suits me best at that time. Reviewed on: 17th April 2025

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