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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5184)

Great Company

I was a little unsure of Atom Bank at first but went ahead and opened an account .I had a small problem but their Customer Support were excellent Reviewed on: 20th April 2025

Makes saving simple.

Makes saving simple. App is easy to use Reviewed on: 20th April 2025

Wow! Fantastic!

Wow! Fantastic interest rate and so easy to manage the account through the app. I couldn’t be happier. Thank you! Reviewed on: 20th April 2025

Great app very easy to move money

Great app very easy to move money Reviewed on: 20th April 2025

Very easy to open and manage the account.

Very easy to open and manage the account. When you need to withdraw or add money it happens extremely quickly so if you need the money in a hurry it happens immediately. Reviewed on: 20th April 2025

Easy to open account and user friendly website

I loved the fact that the account was easy to open, and find the website really easy to operate. Your savings rates are competitive too. Reviewed on: 20th April 2025

Banking with Atom isn’t one of life’s added stresses.

Banking with Atom isn’t one of life’s added stresses.The app is brilliant . It’s written and explained clearly, no waffle. Instant access to your banking details and info…..we love it. Reviewed on: 20th April 2025

Good all-round account and service

I find account easy to operate. If you need help there is a telephone line available which is not the case for all online banks. Decent rates of interest. Reviewed on: 20th April 2025

Happy I signed up for an instant saver based on a re...

Happy I signed up for an instant saver based on a recommendation. Reviewed on: 20th April 2025

Accounts for some time

I have had accounts for some time, happy with rate of interest Reviewed on: 19th April 2025

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