Smart Money People Logo
Go to business site
Share this page
Link copied

Atom Bank: Savings reviews

View other Atom Bank products
4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
7857% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Atom Bank Savings reviews (5209)

Excellent service, excellent rates and easy to use app.

5
Excellent service, excellent rates and easy to use app. Reviewed on: 20th April 2025
James's avatar
James

Great experience with Atom Bank!

5
"Atom Bank has completely transformed my banking experience. The app is sleek, intuitive, and easy to use, making everything from savings to loan applications a breeze. I’ve especially appreciated their competitive interest rates and customer-first approach—it's clear they’re genuinely trying to innovate in the digital banking space. The customer service has been responsive and helpful every time I’ve had a question. I’d highly recommend Atom Bank to anyone looking for a modern, trustworthy, and forward-thinking financial partner. Reviewed on: 20th April 2025
JC's avatar
JC

Banking on phone.

5
Good interest rates, easy to check balance with facial recognition. Reviewed on: 20th April 2025
Robert McWilliam's avatar
Robert McWilliam

Easy to use and info easily available

5
Easy to use and info easily available Reviewed on: 20th April 2025
Steve Raymond 's avatar
Steve Raymond

Faultless service.

5
Faultless service. Great products and interest rates. Reviewed on: 20th April 2025
Ian W's avatar
Ian W

service and efficiency are second to none

5
This is the second year I have had a savings account with Atom and I have been delighted with the service and efficiency I have received. Reviewed on: 20th April 2025
Peter A's avatar
Peter A

Easy and speedy on line banking offering a reasonabl...

5
Easy and speedy on line banking offering a reasonable accessible return Reviewed on: 20th April 2025
Robert P's avatar
Robert P

Hassle free and someone in the phone when you need t...

5
Hassle free and someone in the phone when you need them Reviewed on: 20th April 2025
Lesley L's avatar
Lesley L

SIMPLE BUT EFFECTIVE

5
Setting up an account then subsequent dealings are swift and problem free. Any queries are swiftly answered. Reviewed on: 20th April 2025
Laura C's avatar
Laura C

Best rates at the time, easy to set up and easy to u...

4
Best rates at the time, easy to set up and easy to use app. Reviewed on: 20th April 2025
James M's avatar
James M

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill