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Atom Bank: Savings reviews

4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
7857% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Atom offer excellent rates, the app and contacting c...

5
Atom offer excellent rates, the app and contacting customer services is easy to use Reviewed on: 21st April 2025

Easy banking

5
Really straightforward to use. Easy banking. Reviewed on: 21st April 2025

Good app, efficient quick and clear.

5
Good app, efficient quick and clear. Interest rates responsive to current financial situation. Reviewed on: 21st April 2025

Good rates and always there when required.

5
Good rates and always there when required. Reviewed on: 21st April 2025

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Good service with an good app that is easy to...

5
Good service with an good app that is easy to use Reviewed on: 21st April 2025

Been with Atom for a few years and not been let down.

5
Been with Atom for a few years and not been let down. Convenient no hassle banking. Flexible with good range of choice. Reviewed on: 20th April 2025

Easy to use, good interest rate, available 24/7

5
Easy to use, good interest rate, available 24/7 Reviewed on: 20th April 2025

Atom gave the best fixed interest rate for my 2 year...

5
Atom gave the best fixed interest rate for my 2 year cash investment. Reviewed on: 20th April 2025

Best bank ever

5
Very good in all aspects of the bank., good with fixed rates, very competitive., bank that you can trust. Reviewed on: 20th April 2025

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