Smart Money People Logo

Barclaycard: Platinum credit cards reviews

3.87
Based on 313 reviews, last reviewed 17th Jun 2025
150% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
53%
See only 4 star reviews
21%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
13%

Latest highest rating:

5

Rewarded with cashback for using Rewarded with cashback for using Reviewed on: 17th June 2025
Dan's avatar
Dan

Latest lowest rating:

1

Barclaycard slashed my creditcard limit from £5800 t... Barclaycard slashed my creditcard limit from £5800 too £1300 in the first instance which was very close to what I had accumulated on the card, without... Read more Reviewed on: 12th June 2025
Karl 's avatar
Karl

About this product

Barclaycard Platinum credit cards are designed for purchases and balance transfers.

You can get 0% on spending and balance transfers across a range of terms. Depending on the Barclaycard Platinum credit card you choose, you may be charged a balance transfer fee.

Barclaycard Platinum credit card reviews help you find out what it’s really like to be a customer. If you’ve used Barclaycard before, you can also leave a review and share your experience.

Review Barclaycard: Platinum credit cards now

Help others make smarter decisions by sharing your own experience. Write a review

Barclaycard Platinum credit cards reviews (313)

Looks after their customers

5
I had a Barclaycard platinum to make a big purchase. After paying off the total amount I tried to cancel they put credit on my account so I'd stay with them. They did this a few times for me which was really nice. Reviewed on: 4th April 2018

Never a problem

5
Had my Barclaycard for almost 20 years and never had an issue, great customer service, highly recommended! Reviewed on: 4th April 2018

OK but

3
The product is OK, but some of the online services leave a bit to be desired. Would much rather be able to get more than a year of past statements, for example. Reviewed on: 10th February 2018

Good for Balance transfers, not spending

3
I have had a Barclaycard Platinum for some years now, and it sucks you in by offering long term balance transfers, but twice yearly appear to put up credit limits in an effort to encourage spending, which at rates like 26% can cost dearly. Therefore they are good if you can resist the temptation to spend! Reviewed on: 1st February 2018

great customer service

5
Much better than Virgin Money, always helpful, i had a really bad experience with Virgin Money, but Barclaycard are great. Reviewed on: 20th January 2018

The best credit card

4
It is so easy to deal with my credit card online. I am able to pay it off each month online without any hassle. I recommend it! Reviewed on: 14th January 2018

Competitive

5
Fantastic deals for new customers, decent interest rate even after the initial promotional period . Reviewed on: 1st January 2018

amazing

5
love it so much, the best ever. would strongly advise. Reviewed on: 15th November 2017

The Travel Card to use in ATM's abroad

5
The Barclaycard Platinum travel card has no fees on spending or cash withdrawals overseas until 31 August 2022. DON'T USE IN UK ATM. If you pay off your balance in full each month, you won't be charged interest on overseas cash you withdraw, unlike most cards which charge daily interest on cash until it’s paid off. Reviewed on: 15th November 2017

Lots of credit given

4
Given lots of credit on this card, easy to pay off and use. Reviewed on: 15th November 2017

Do you have a different Barclaycard product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Barclaycard?

  • Platinum Visa Business Credit Card

    from Barclaycard 4.54 from 13 reviews
    Barclaycard
  • IHG Reward Club

    from Barclaycard 4.21 from 7 reviews
    Barclaycard
  • Hilton Honors Credit Card

    from Barclaycard 4.17 from 11 reviews
    Barclaycard
    View all products