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Barclaycard: Platinum credit cards reviews

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3.85

Based on 316 reviews, last reviewed 10th Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

22%

10%

13%

Latest highest rating:

5

Excellent card- the 0 percent interest and credit li... Excellent card- the 0 percent interest and credit limit is amazing Reviewed on: 10th February 2026

Latest lowest rating:

1

Barclaycard don't want prompt payers I have had a Barclaycard for a long time and had a credit limit of £9500. I thought I might as well increase it a bit to £10,000. Within a few weeks m... Read more Reviewed on: 14th November 2025

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About this product

Barclaycard Platinum credit cards are designed for purchases and balance transfers.

You can get 0% on spending and balance transfers across a range of terms. Depending on the Barclaycard Platinum credit card you choose, you may be charged a balance transfer fee.

Barclaycard Platinum credit card reviews help you find out what it’s really like to be a customer. If you’ve used Barclaycard before, you can also leave a review and share your experience.

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Barclaycard Platinum credit cards reviews (316)

Cardholder experience

Have had a barclaycard for many years now. It was very easy to set up and transfer a balance to. They have a good fraud department which monitors any unusual spending. They can be too eager to increase the balance though. Reviewed on: 28th August 2015

A credit card with fair charges and no heavy sell.

In comparison to other credit cards, we're pleased with the rates offered by Barclaycard. They do send us through special transfer offers by post and email each month but there's never any hard sell in the way that I have experienced with other companies. The also leave your credit limit alone, again unlike other companies that I have had increase it without notification. Not good financial sense. Reviewed on: 28th August 2015

Great balance transfer service

Initial balance transfer was a simple process, and I am very happy that the expiry of 0% interest rates is shown on every statement. Not all companies do this but i find it helpful to know when these types of offers end. Reviewed on: 27th August 2015

Nice to know someone is looking out for you.

Earlier this year received a call from Barclaycard fraud squad, they were querying some spending on my account. Two separate transactions had been made for airline tickets in the past 24 hours, I had not made these transactions. They suspended my card and arranged for a new one, forms were sent out for me to sign to declare I did not make the purchases. I am impressed that this was picked up on my account so quickly and dealt with in an efficient manner. Nice to know Barclaycard are looking out for their customers, Reviewed on: 27th August 2015

great no interest transfer offer.

Just accepted a good offer for interest free transfer of balance from another credit card which came in handy. Reviewed on: 26th August 2015

Good solid everyday credit card

I picked this card for my first credit card for no real reason except that my parents use this company, but by sheer luck, it turned out to be a very good bet. Their APR has stayed pretty low (9%) the whole time I've had this card, which has been several years. They happily change credit limit based on your requests if you are a good and regular customer who keeps up with payments. There are no scary sudden changes, communication is brilliant and the website is really helpful and easy to use. Also I'm a fan of the occasional offers they extend to regular customers as well as to try and attract new ones -- every so often you will get a balance transfer or money transfer offer. I'm very happy with this card. Reviewed on: 9th August 2015

better than expected card offer for an unplanned purchase

We were offered a barclay card for financing a significant unplanned purchase. The approval process was quick, the lending was better than expected, and so far all of the contact we have had (mostly online) has been easy and painless. I would recommend this company, even though I had to experience with them or knowledge about them before September of 2014. I have been nothing but satisfied with this company to date. Reviewed on: 14th April 2015

one of the best credit cards i have

the interest rate is reasonable. I have signed up for paperless communication and i get regular emails with my information and offers Reviewed on: 9th April 2015

Innovative

I feel that Barclaycard push the boundaries with their innovative products. I really like the PayTag feature which means I can pay for purchases with a sticker on my phone...pretty cool stuff! Reviewed on: 21st February 2015

Exceptional Service

I'm not really a demanding customer, but this card has been really good for me. In my opinion the customer service levels are second to none! Reviewed on: 16th February 2015

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