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CharlotteEmma

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All reviews (12)

Review of the PayPal, PayPal Credit:

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4 Months Interest Free - What More Could I Want

It has been very helpful to use PayPal Credit as I get 4 months interest free on purchases and so this has helped me manage my finances better whilst moving house, especially as lots of providers accept PayPal Credit as an option. The downside was with their new card that is linked to it as I added this to my wallet on my phone and went to purchase a piece of furniture in a shop and the card declined so I don’t really see the point in using it if it is just going to decline when there is credit available. Reviewed on: 7th April 2026

Review of the Monzo, Current account:

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The Bank Account that Helps Me Control my Spending

So far, I have not come across a bank account that allows me to have such control over my spending, when money is coming in and out, and alerting me to upcoming bills. I have a second account with a high street bank and never have any idea when money is going in or out but, with Monzo, I always have full oversight and control which helps me manage my budget so much better. Reviewed on: 24th January 2026

Review of the Monzo, Current account:

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Great All-Round Bank

I have been a Monzo customer for 6 years now and I have never had any issues; in fact, I would say the level of service received has been above and beyond other banks I have used in the past. I love the spend notifications as it allows me to keep track of my spending habits better, especially when used alongside the pots feature and the customer service team at Monzo have been exemplary, both when I needed paper statements for my mortgage provider and when my account was used fraudulently. I will never move away from Monzo and could not recommend their services more. Reviewed on: 24th August 2024

Review of the Monzo, Current account:

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Constantly Working to Improve Themselves

I have been banking with Mozo for about 5 years now and I am constantly impressed with the new features that are being rolled out. Having recently had a fraudulent purchase made using my account, Monzo support were so quick with helping me that the money was back in my account within two hours and my replacement card arrived the following day. I can’t see myself ever switching to a different bank. Reviewed on: 12th March 2023

Review of the Zopa, Personal loan:

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Excellent Service

I wanted to consolidate my credit card payments into one manageable monthly loan and Zopa allowed me to do this quickly and easily and the money was in my account within a few hours. Now I just have one monthly payment and one place to log in to manage my loan, making my life so much easier! Reviewed on: 22nd February 2023

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