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Capital One: Classic Credit Card reviews

4.01
Based on 270 reviews, last reviewed 7th Jun 2024
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
51%
See only 4 star reviews
25%
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10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

Great card & easy app Great card & easy app, I was given a good credit limit upon application (which was an easy process to follow even filling out on a phone). The app is ... Read more Reviewed on: 7th June 2024
Ally R's avatar
Ally R

Latest lowest rating:

1

Avoid Capital One they are crap! Avoid Capital One they’re crap Avoid Capital One they’re crap! Read all of this review for an honest true review. I’ve been with Capital One since 199... Read more Reviewed on: 8th February 2024
Jack P's avatar
Jack P

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (270)

Review of the Capital One, Classic Credit Card:

Easy to use app

5
The Capital One credit card has the easiest credit card app I've ever had. It's clear and very easy to make manual payments on, in comparison to other credit card companies that seem to like making it a mission instead of nice and easy. Access to your credit score is a nice little bonus. Reviewed on: 5th March 2023

Great service

5
Obtained a credit card from capital one as my first credit card. Got accepted straight away with a decent limit of £750. Have paid no interest at all over the year or two I’ve had the card, very easy to make payments either full balance, min amount or other amount at any time. Good clear statements and functional app. Great customer service when I lost my card too. Reviewed on: 12th May 2020

does what I need, easy to use

4
I've had my capital one credit card for a few years now and I've been pretty happy with it. It's easy to use and I've had the limit upped a few times which is handy. It's easy enough to use the online account and the mobile app. You get email reminders days before you need to pay back monthly which is super useful. Reviewed on: 28th April 2020

easy app and service

4
Great to keep on top of transactions and bills with app or web. Web has security features. Contactless card payments are useful avoiding need for PIN most times. Statements are clear and bills easy to pay via app. Reviewed on: 27th April 2020

Building credit history card-brilliant

5
Capital one helped me built a credit history. If you pay full balance-you do not pay a penny extra! Fantastic Reviewed on: 31st January 2020

Absolutely Useless

1
Capitalone are absolutely useless, don’t use I’ve been a customer of theirs 5 years now closing my account incompetent Reviewed on: 2nd January 2020

Decent, No Frills, Does What It Says

4
I manage my account online. Secure, easy, clear information, great customer service Reviewed on: 21st June 2019

Really helped to rebuild my credit

5
Excelent customer service, really helped rebuild my credit . Reviewed on: 9th June 2019

Perfect bank

5
Easy to use online banking, had good experience wit people who working there Reviewed on: 5th June 2019

Good choice for someone with no credit history

5
I got this card to help build up my credit history. Offered no interest on purchases for first 4 months. No complaints. Reviewed on: 5th June 2019

Great rates always freindly and helpful builds credit rating

5
I found it very cheap on interest and very relaxed helped me improve my credit rating alot highly recommend Reviewed on: 23rd May 2019

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