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Jack P

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All reviews (2)

Review of the Lloyds Bank, Personal Loan:

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Loan Nightmare!

I wasn’t sure about the exact amount of money that I needed to take out with a loan, it turned out that I was at least £2000 short. Although a higher loan amount wasn’t the problem however changing the loan amount was impossible without having to take a second loan with a much higher interest rate. Lloyds on line service is frankly crap, lacking in human help and advice. If I’d known what I know now either I would have taken out a bigger loan or not taken one out with Lloyds. Reviewed on: 14th August 2024

Review of the Capital One, Classic Credit Card:

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Avoid Capital One they are crap!

Avoid Capital One they’re crap Avoid Capital One they’re crap! Read all of this review for an honest true review. I’ve been with Capital One since 1998 and I’ve yet to have a credit limit increase which has remained at £2500. Back in 1998 this was good, today is dated and puny especially with today’s economic climate. If you try to get a credit limit increase on their online app it’s instantly denied (as I discovered) and if you write to them (as I did) you get an ambiguous response telling you that they can’t do it manually and you have to use their online app!! In other words it’s impossible yet when it comes to charging you interest on your account they are really sharp! Because of this I’m really annoyed and disgusted with their actions, clearly a long term customer like myself means nothing to them!!! So be careful with Capital One and avoid them! I’ve paid off my balance and won’t be allowing them to charge me any more interest! Date of experience: 08 February 2024 Reviewed on: 8th February 2024

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