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Capital One: Classic Credit Card reviews

3.94
Based on 273 reviews, last reviewed 18th Jan 2025
100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
51%
See only 4 star reviews
25%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

Respect for customer Treated with respect that’s important when you are old Reviewed on: 15th January 2025
Jenny D's avatar
Jenny D

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025
Vera Alexander's avatar
Vera Alexander

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (273)

Review of the Capital One, Classic Credit Card:

I like the features of the app and the flexibility.

5
I like the features of the app and the flexibility. Having a Capital One credit card enables me to cover unexpected payments. Reviewed on: 21st May 2024

so far so good

4
never had any problems and get a regular upgrade Reviewed on: 1st May 2017

Good acceptance

4
Hi acceptance rate was worried about being declined really helped. Reviewed on: 30th April 2017

Good for those with bad credit

3
Good cards for people with a bad credit rating. As long as you pay over the minimum payment you are gradually building up your credit rating. Reviewed on: 30th April 2017

Not too bad

3
Although I have experienced issues with their customer service, I have always had a clear explanation on the app as to what is happenening. I do however plan to close the account and possibly switch Reviewed on: 30th April 2017

Good credit building card

4
Hassle free card I'm using to rebuild my credit. Would recommend Reviewed on: 30th April 2017

Fantastic Company

5
I have never had a problem with CO they have great easy to use online systems and the only time I have to call them they were efficient and helpful and I wasn't stuck on hold for ages either. Reviewed on: 30th April 2017

Use only if desperate

1
If you miss a payment then you are barraged by compound interest that makes it very quickly unaffordable to recover and get back on track. Very worrying times if you're not good with regular payments. Reviewed on: 21st April 2017

Quick and easy

4
Easy to apply fair credit limit. Reviewed on: 20th April 2017

Good service

3
Good service with a fair Apr interest rate Reviewed on: 20th April 2017

Good for that little bit of money

5
Good when you need a little bit of quick money! Reviewed on: 14th April 2017

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