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Capital One: Classic Credit Card reviews

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4.04
Based on 283 reviews, last reviewed 15th Jul 2025
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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See only 5 star reviews
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See only 4 star reviews
24%
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4%
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Latest highest rating:

5

My experience with them was a good one. My experience with them was a good one. They have a good customer service team Reviewed on: 15th July 2025
Imiekeri O's avatar
Imiekeri O

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025
Vera Alexander's avatar
Vera Alexander
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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (283)

good service

5
it is a good option to build your credit history Reviewed on: 2nd May 2017
kashif chaudhary's avatar
kashif chaudhary

so far so good

4
never had any problems and get a regular upgrade Reviewed on: 1st May 2017
Stephen Ilsley's avatar
Stephen Ilsley

Good acceptance

4
Hi acceptance rate was worried about being declined really helped. Reviewed on: 30th April 2017
Anthony Madden's avatar
Anthony Madden

Good for those with bad credit

3
Good cards for people with a bad credit rating. As long as you pay over the minimum payment you are gradually building up your credit rating. Reviewed on: 30th April 2017
Leeanne Clifford's avatar
Leeanne Clifford

Not too bad

3
Although I have experienced issues with their customer service, I have always had a clear explanation on the app as to what is happenening. I do however plan to close the account and possibly switch Reviewed on: 30th April 2017
Conor Brennan's avatar
Conor Brennan

Good credit building card

4
Hassle free card I'm using to rebuild my credit. Would recommend Reviewed on: 30th April 2017
Jake Parkin's avatar
Jake Parkin

Fantastic Company

5
I have never had a problem with CO they have great easy to use online systems and the only time I have to call them they were efficient and helpful and I wasn't stuck on hold for ages either. Reviewed on: 30th April 2017
Anonymous's avatar
Anonymous

Use only if desperate

1
If you miss a payment then you are barraged by compound interest that makes it very quickly unaffordable to recover and get back on track. Very worrying times if you're not good with regular payments. Reviewed on: 21st April 2017
Gerald Gardner's avatar
Gerald Gardner

Quick and easy

4
Easy to apply fair credit limit. Reviewed on: 20th April 2017
Holly 's avatar
Holly

Good service

3
Good service with a fair Apr interest rate Reviewed on: 20th April 2017
Richard 's avatar
Richard

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