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Capital One: Classic credit card reviews

Name: Classic credit card
Rating: 4.17 (302 reviews)

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4.17

Based on 302 reviews, last reviewed 4th Aug 2026

20% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

53%

24%

10%

Latest highest rating:

5

Its good to use when u money difficulties Its good to use when u money difficulties Reviewed on: 4th August 2026

Latest lowest rating:

1

Interest rates too high Interest rates too high and no support provided when contacting the customer services team to discuss management plan Reviewed on: 9th June 2026

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About this product

The Capital One Classic credit card enables you to build your credit score over time.

Capital One Classic credit card offers flexible credit limits and there are no annual costs. You can ask for an increase or lower it if you need to and Capital One will never up your limit without your agreement.

Capital One Classic credit card reviews help you find out what it’s like to be a customer. If you’ve used Capital One before, you can also leave a review and share your experience.

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Capital One Classic credit card reviews (302)

Best card

Have had a capital one card for many years and they have a brilliant Apr and the monthly payback is minimal. Reviewed on: 17th May 2017

Good for first credit card

Ideal for first credit card as initial amount is small and manageable. Reviewed on: 17th May 2017

Light at end of tunnel

I needed to buy somethings for my wife's birthday and my wages were tied up in bills. Thought I'd try in the unlikely event of getting a credit card, Capital one approved after a short application process and I've been using it ever since. Reviewed on: 17th May 2017

Very easy to deal with

Great for people who may not have a perfect credit score Reviewed on: 12th May 2017

Great service

They give good credits depending on your budget. Reviewed on: 11th May 2017

Excellent service

Excellent service from start to finish and a nice app to manager my account Reviewed on: 8th May 2017

Great if you have poor credit

The app makes it so easy to manage your account and make payments. They write to you well in advance of any limit increase to give you plenty of opportunity to decline. Reviewed on: 7th May 2017

Capital One Credit Card

A great company and always Helpful, thank you Reviewed on: 3rd May 2017

Good

Perfect if you need quick cash never had a problem Reviewed on: 3rd May 2017

good service

it is a good option to build your credit history Reviewed on: 2nd May 2017

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