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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.08 (293 reviews)

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4.08

Based on 293 reviews, last reviewed 25th Apr 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Capital One Credit Card Would highly recommend getting a credit card with capital one if you’re looking at credit cards. They’re my first credit card provider and I love how ... Read more Reviewed on: 25th April 2026

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (293)

good service

it is a good option to build your credit history Reviewed on: 2nd May 2017

so far so good

never had any problems and get a regular upgrade Reviewed on: 1st May 2017

Good acceptance

Hi acceptance rate was worried about being declined really helped. Reviewed on: 30th April 2017

Good for those with bad credit

Good cards for people with a bad credit rating. As long as you pay over the minimum payment you are gradually building up your credit rating. Reviewed on: 30th April 2017

Not too bad

Although I have experienced issues with their customer service, I have always had a clear explanation on the app as to what is happenening. I do however plan to close the account and possibly switch Reviewed on: 30th April 2017

Good credit building card

Hassle free card I'm using to rebuild my credit. Would recommend Reviewed on: 30th April 2017

Fantastic Company

I have never had a problem with CO they have great easy to use online systems and the only time I have to call them they were efficient and helpful and I wasn't stuck on hold for ages either. Reviewed on: 30th April 2017

Use only if desperate

If you miss a payment then you are barraged by compound interest that makes it very quickly unaffordable to recover and get back on track. Very worrying times if you're not good with regular payments. Reviewed on: 21st April 2017

Quick and easy

Easy to apply fair credit limit. Reviewed on: 20th April 2017

Good service

Good service with a fair Apr interest rate Reviewed on: 20th April 2017

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