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Capital One: Classic Credit Card reviews

View other Capital One products
4.08
Based on 293 reviews, last reviewed 25th Apr 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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See only 5 star reviews
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24%
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4%
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10%

Latest highest rating:

5

Capital One Credit Card Would highly recommend getting a credit card with capital one if you’re looking at credit cards. They’re my first credit card provider and I love how ... Read more Reviewed on: 25th April 2026
TG's avatar
TG

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025
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Vera Alexander
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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (293)

Good for that little bit of money

5
Good when you need a little bit of quick money! Reviewed on: 14th April 2017
Josie Trapnell's avatar
Josie Trapnell

Credit card

5
Quick, easy application with reasonable interest rates. Reviewed on: 13th April 2017
Victoria Baker's avatar
Victoria Baker

Good service and good if you have bad credit

5
I have really bad credit and got accepted for a credit card. This has made my credit score go up 100 points over the last 6 months. I hightly recommend you doing this if your trying to buy your first home or even get a phone out. The only thing I would say is if you need to speak to them do it over online chat and you are eating for ever over the phone and being charged for ever god dam second they have you waiting Reviewed on: 12th April 2017
Thomas jones's avatar
Thomas jones

Great service

5
Great and fast acceptance. I will recommend this credit card service to my friends. Reviewed on: 11th April 2017
Robert mirel Furtuna's avatar
Robert mirel Furtuna

Bad service

1
No reason blocked the card, and now does not respond to letters!!! Reviewed on: 10th April 2017
Sergejs 's avatar
Sergejs

Simple

5
A simple credit card and a company who keep to their promises Reviewed on: 9th April 2017
Katrina M's avatar
Katrina M

Real People

5
Great to actually speak to a real person when i have any issues. Always professional, yet friendly. Reviewed on: 6th April 2017
Brian Hennessy's avatar
Brian Hennessy

Great lender

4
Lent to me when I was refused elsewhere. Reviewed on: 4th April 2017
Victoria Hueber's avatar
Victoria Hueber

Fully recommended to family and friends

5
Easy to apply for quick answer easy to manage with the great online services easy to use Reviewed on: 3rd April 2017
Earl's avatar
Earl

Gave me hope of rebuilding credit when decline elsewhere

5
Having been decline elsewhere i was surprised and happy to be accepted by Capital One as it meant I had a chance to rebuild my credit history. Having started off with a low limit, this has been increased. This has been a lifesaver on a few occasions and without it would have been a nightmare. It's easy for me to check my balance and pay online, i get email notifications when a statement is due, and it's contactless so really easy to use. So glad i managed to get a card with them as it's build my score by gradually using it and paying it off but also able to buy big ticket items such as holidays and paid big chunks off monthly. I'm glad they had faith in me when other lenders didn't and i was able to prove I'm trustworth with credit and my past was just a blip. Reviewed on: 3rd April 2017
Danielle Elton's avatar
Danielle Elton

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