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Capital One: Classic Credit Card reviews

3.95
Based on 278 reviews, last reviewed 19th Apr 2025
50% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
52%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

Low APR and useful for small purchases Capital One classic credit card is very helpful and useful for short purchases because of the low interest APR. This makes it easier for repayments an... Read more Reviewed on: 18th April 2025
Noaman A's avatar
Noaman A

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025
Vera Alexander's avatar
Vera Alexander

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (278)

Great service

5
They give good credits depending on your budget. Reviewed on: 11th May 2017

Excellent service

5
Excellent service from start to finish and a nice app to manager my account Reviewed on: 8th May 2017

Great if you have poor credit

4
The app makes it so easy to manage your account and make payments. They write to you well in advance of any limit increase to give you plenty of opportunity to decline. Reviewed on: 7th May 2017

Capital One Credit Card

5
A great company and always Helpful, thank you Reviewed on: 3rd May 2017

Good

3
Perfect if you need quick cash never had a problem Reviewed on: 3rd May 2017

good service

5
it is a good option to build your credit history Reviewed on: 2nd May 2017

so far so good

4
never had any problems and get a regular upgrade Reviewed on: 1st May 2017

Good acceptance

4
Hi acceptance rate was worried about being declined really helped. Reviewed on: 30th April 2017

Good for those with bad credit

3
Good cards for people with a bad credit rating. As long as you pay over the minimum payment you are gradually building up your credit rating. Reviewed on: 30th April 2017

Not too bad

3
Although I have experienced issues with their customer service, I have always had a clear explanation on the app as to what is happenening. I do however plan to close the account and possibly switch Reviewed on: 30th April 2017

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