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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.04 (270 reviews)

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4.01

Based on 270 reviews, last reviewed 7th Jun 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

51%

25%

10%

Latest highest rating:

5

Great card & easy app Great card & easy app, I was given a good credit limit upon application (which was an easy process to follow even filling out on a phone). The app is ... Read more Reviewed on: 7th June 2024

Latest lowest rating:

1

Avoid Capital One they are crap! Avoid Capital One they’re crap Avoid Capital One they’re crap! Read all of this review for an honest true review. I’ve been with Capital One since 199... Read more Reviewed on: 8th February 2024

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (270)

Good for those with bad credit

Good cards for people with a bad credit rating. As long as you pay over the minimum payment you are gradually building up your credit rating. Reviewed on: 30th April 2017

Not too bad

Although I have experienced issues with their customer service, I have always had a clear explanation on the app as to what is happenening. I do however plan to close the account and possibly switch Reviewed on: 30th April 2017

Good credit building card

Hassle free card I'm using to rebuild my credit. Would recommend Reviewed on: 30th April 2017

Fantastic Company

I have never had a problem with CO they have great easy to use online systems and the only time I have to call them they were efficient and helpful and I wasn't stuck on hold for ages either. Reviewed on: 30th April 2017

Use only if desperate

If you miss a payment then you are barraged by compound interest that makes it very quickly unaffordable to recover and get back on track. Very worrying times if you're not good with regular payments. Reviewed on: 21st April 2017

Quick and easy

Easy to apply fair credit limit. Reviewed on: 20th April 2017

Good service

Good service with a fair Apr interest rate Reviewed on: 20th April 2017

Good for that little bit of money

Good when you need a little bit of quick money! Reviewed on: 14th April 2017

Credit card

Quick, easy application with reasonable interest rates. Reviewed on: 13th April 2017

Good service and good if you have bad credit

I have really bad credit and got accepted for a credit card. This has made my credit score go up 100 points over the last 6 months. I hightly recommend you doing this if your trying to buy your first home or even get a phone out. The only thing I would say is if you need to speak to them do it over online chat and you are eating for ever over the phone and being charged for ever god dam second they have you waiting Reviewed on: 12th April 2017

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