Write a review

Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.02 (273 reviews)

View other Capital One products

3.95

Based on 273 reviews, last reviewed 18th Jan 2025

100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

51%

25%

10%

Latest highest rating:

5

Respect for customer Treated with respect that’s important when you are old Reviewed on: 15th January 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

Read all reviews See your review

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (273)

Review of the Capital One, Classic Credit Card:

I like the features of the app and the flexibility.

I like the features of the app and the flexibility. Having a Capital One credit card enables me to cover unexpected payments. Reviewed on: 21st May 2024

Credit card

Quick, easy application with reasonable interest rates. Reviewed on: 13th April 2017

Good service and good if you have bad credit

I have really bad credit and got accepted for a credit card. This has made my credit score go up 100 points over the last 6 months. I hightly recommend you doing this if your trying to buy your first home or even get a phone out. The only thing I would say is if you need to speak to them do it over online chat and you are eating for ever over the phone and being charged for ever god dam second they have you waiting Reviewed on: 12th April 2017

Great service

Great and fast acceptance. I will recommend this credit card service to my friends. Reviewed on: 11th April 2017

Bad service

No reason blocked the card, and now does not respond to letters!!! Reviewed on: 10th April 2017

Simple

A simple credit card and a company who keep to their promises Reviewed on: 9th April 2017

Real People

Great to actually speak to a real person when i have any issues. Always professional, yet friendly. Reviewed on: 6th April 2017

Great lender

Lent to me when I was refused elsewhere. Reviewed on: 4th April 2017

Fully recommended to family and friends

Easy to apply for quick answer easy to manage with the great online services easy to use Reviewed on: 3rd April 2017

Gave me hope of rebuilding credit when decline elsewhere

Having been decline elsewhere i was surprised and happy to be accepted by Capital One as it meant I had a chance to rebuild my credit history. Having started off with a low limit, this has been increased. This has been a lifesaver on a few occasions and without it would have been a nightmare. It's easy for me to check my balance and pay online, i get email notifications when a statement is due, and it's contactless so really easy to use. So glad i managed to get a card with them as it's build my score by gradually using it and paying it off but also able to buy big ticket items such as holidays and paid big chunks off monthly. I'm glad they had faith in me when other lenders didn't and i was able to prove I'm trustworth with credit and my past was just a blip. Reviewed on: 3rd April 2017

An OK card

Middle of the road credit card, but its interest is a little high. Reviewed on: 4th February 2017

Do you have a different Capital One product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Credit Cards
from Smile Bank 3.46 from 4 reviews
Platinum Purchase Card
from TSB 2.56 from 8 reviews
Credit Card
from M&S Bank - Marks and Spencer 2.66 from 174 reviews

There's still more to see!

Capital One has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub