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Capital One: Classic Credit Card reviews

3.95
Based on 273 reviews, last reviewed 18th Jan 2025
100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
51%
See only 4 star reviews
25%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

Respect for customer Treated with respect that’s important when you are old Reviewed on: 15th January 2025
Jenny D's avatar
Jenny D

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025
Vera Alexander's avatar
Vera Alexander

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (273)

Review of the Capital One, Classic Credit Card:

I like the features of the app and the flexibility.

5
I like the features of the app and the flexibility. Having a Capital One credit card enables me to cover unexpected payments. Reviewed on: 21st May 2024

I use it every day

4
Good for building your credit ratings. Good overall credit card for me. Reviewed on: 9th October 2016

Easy to Use

4
Easy understandable statements sent each month, plus direct debit to take payment straight from my account so I never fall behind. Reviewed on: 29th June 2016

Cheap Repayments

5
I was able to get a card with Capital One even though my credit wasn't great. I got a £200 limit and my repayments are very little each month. Ideal to use when needed. Reviewed on: 28th June 2016

Brilliant service

5
The customer service is brilliant no long waits when you ring them up. Always helpful. I'm happy with overall experience with capital one. The application process was straightforward. Would recommend to others looking to build credit Reviewed on: 25th June 2016

great service

5
easy to get hold of them and always ready to help with any queries Reviewed on: 20th June 2016

Following a death

5
I have recently lost my father, among his creditors is capital one, once I informed them of his death and spoke to an advisor regarding lack of funds, they were so helpful. Explained the process, and said there would be some forms If I get stuck to ring them for assistance. They were so helpful and anyone on my position they made the whole process so much easier to process. Many thanks Reviewed on: 5th June 2016

Good company

4
Never had any problems with my capital one credit card. It's a shame that the cashback was stopped but I believe this isn't their fault. Haven't had much contact with customer services but they've always been helpful on the occasions that I have Reviewed on: 2nd June 2016

Great credit card provider

3
Got great deal on a balance transfer easy application Reviewed on: 30th May 2016

Capital One Credit Card

5
Very smooth and straightforward application process. Once approved, the card and pin number was received promptly. Setting up the online account was very straightforward and site is very easy to navigate. Reviewed on: 29th May 2016

A professional company very customer focused

5
Had the lap top hacked credit card cloned and on line spending occurring, Capital One very on the ball, new card arranged and sent out ext day for minimal disruption. Lengthy but rapid solution found with refund. Operators so helpful and reassuring, was put as ease and would heartily recommend them Reviewed on: 23rd May 2016

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