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Capital One: Classic Credit Card reviews

4.01
Based on 270 reviews, last reviewed 7th Jun 2024
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
51%
See only 4 star reviews
25%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

Great card & easy app Great card & easy app, I was given a good credit limit upon application (which was an easy process to follow even filling out on a phone). The app is ... Read more Reviewed on: 7th June 2024
Ally R's avatar
Ally R

Latest lowest rating:

1

Avoid Capital One they are crap! Avoid Capital One they’re crap Avoid Capital One they’re crap! Read all of this review for an honest true review. I’ve been with Capital One since 199... Read more Reviewed on: 8th February 2024
Jack P's avatar
Jack P

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (270)

Review of the Capital One, Classic Credit Card:

Great until things go wrong...

3
The company itself are fine and dandy when things are good. Contact is frequently returned when needed and I relieved when calls are answered from within the UK. However, when I lost my job and fell behind on payments they suddenly became very inflexible. I had to call repeatedly and then it would take quite some time for someone to respond, if at all. Contact was more of the feeling that it was made purely as it was obligatory rather than a wish to help. No offers were made to lower the APR or suggest a plan in my time of need. That said, once things were back on track they mysteriously reverted to their old helpful selves! Reviewed on: 24th December 2016

Great

5
Capital One is really god had bad credit and the helped me get it back great job Reviewed on: 12th April 2023

Really good

5
Fine in evrtyway very helpful a nd kind Reviewed on: 11th April 2023

Bad

1
They never do what they promised Reviewed on: 11th April 2023

Reliable

5
Helpful app helpful people everyone knows what they are talking about Reviewed on: 11th April 2023

Zopa asked me to vote for them

1
But they are untrusting utter rubbish so I'll vote for anyone but them . Reviewed on: 11th April 2023

Helps build credit history/score

4
This product is basic and simple but useful to help improve credit score and build credit history. The app is a little confusing, but customer service are always very efficient and friendly Reviewed on: 10th April 2023

Good helpful card to have

4
Easy to use and good to have at hand Reviewed on: 6th April 2023

Easy application

5
Easy to apply and understand. Can be a godsend at times. Unexpected bills this helps Reviewed on: 5th April 2023

lack of care and duty

1
capital one is the most bad customer services and all due to their actions are discrimation they dont know the uk laws no longer exists Reviewed on: 3rd April 2023

Just a standard credit card

3
Just a standard credit card, nothing special Reviewed on: 25th March 2023

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