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Chip: Savings App reviews

Name: Savings App
Rating: 4.92 (14614 reviews)

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4.93

Based on 14,614 reviews, last reviewed 4th Feb 2025

650% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great all-arounder Have just had an excellent savings account, with great customer service. Reviewed on: 4th February 2025

Latest lowest rating:

1

All that glimmers is not gold! All that glimmers is not gold! Frightful organisation Reviewed on: 31st January 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14614)

Review of the Chip, Savings App:

Top customer service and a top savings rate!

Chip have consistently offered the best easy-access rate over the past year, and whenever I have an issue, I can easily get it resolved via the app; either by a bot, or by a real person! Reviewed on: 12th January 2022

Really good savings app.

Really good savings app. Simple to use and with a good rate Reviewed on: 31st May 2024

Chip channel the brand new customers only advert

Remember the Nationwide Brand New Customers Only advert in 2020 when a customer could only have something if they are a new customer and were not allowed to have it if they were an existing customer, e.g. free pens were only for brand new customers only. Well the Chip marketing team must have remembered this advert as they are only offering the new 5.01% rate to brand new customers only for a year. It then reduces to the standard rate that existing customers get, currently 4.84%.. So the current standard rate is obviously not attracting new customers well so they have to offer a better rate to attract them. However they want to save money by not offering this rate to existing customers. As highlighted in the Nationwide advert not a great customer service approach that may impact customer loyalty down the line as if the customers see a better offer they will be less likely to stay with Chip as they do not feel they are dealt with fairly there. I may move to another provide that offers a better 12 month brand new customers only rate if I can find one as I see no reason to have any customer loyalty for Chip. with this sort of focused offer. Reviewed on: 31st May 2024

Easy to use and great rates

Easy to use and download, Chip offers v good rates with instant access. They have been helpful and accommodating with queries and information- a real personal touch. The True-Layer transfers in and out of my bank account are seamless and instant. Reviewed on: 30th May 2024

Yet another faceless company in the savings field

Yet another faceless company in the savings field Reviewed on: 29th May 2024

Reply from Chip Hi there, Thank you for taking the time to leave us a review and a rating. If you're having trouble with something, please reach out to us via email at [email protected] or via the in-app chat which can be found in the Profile tab and we'll be happy to help. Many thanks, - Ryan Response date: 29th May 2024

Good products, eager to build market share with inno...

Good products, eager to build market share with innovation Reviewed on: 28th May 2024

Choose Chip if you want to save.

Easy to register and very competitive rates of interest. App is easy to use. Have quite a few products to choose. Easy access savings account, ISA and investment port folios. Reviewed on: 28th May 2024

excellent and forward thinking.

excellent and forward thinking. Looking to simplify investing and a great deal Reviewed on: 27th May 2024

Great interest rates but hard to get hold of

They have great rates of interest and the app is easy to use but it's hard to get hold of someone if you have an issue Reviewed on: 26th May 2024

Simply the best app for looking after my money

Easy to use with an excellent range of savings and investments products. Very quick deposits and withdrawals too. Makes looking after my money simple. Reviewed on: 25th May 2024

Easy to use app with great savings options!

Easy to use app with great savings options! Reviewed on: 24th May 2024

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