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Chip: Savings App reviews

Name: Savings App
Rating: 4.92 (14689 reviews)

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4.92

Based on 14,689 reviews, last reviewed 7th Mar 2025

5233% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Consistently high interest Chip have consistently offered the highest interest rates on savings over the last few years, and they're still updating their offering to provide an ... Read more Reviewed on: 7th March 2025

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14689)

Review of the Chip, Savings App:

Chip app saver

Interest rates, ease of using the app to deposit & withdraw, customer service are all excellent. Reviewed on: 3rd March 2025

Speedy transfers, easy access to savings, I like th...

Speedy transfers, easy access to savings, I like the prize savings account as a fun way to save Reviewed on: 19th January 2025

Flexibilty and ease of use.

Flexibilty and ease of use. Regularly informed of any changes and sensible suggestions without being bombarded. Reviewed on: 18th January 2025

Amazing app with great features.

Amazing app with great features. I’ve been using the Chip app, and it’s been a game-changer for managing my savings. The automated saving feature is brilliant—it quietly analyzes my spending and puts away small amounts without me even noticing. It’s like saving on autopilot. The app also makes it easy to set goals, whether it’s for a holiday, an emergency fund, or just general savings. The interest rates are competitive, and there’s even an option to invest if you’re feeling ambitious. The interface is clean and super intuitive, so managing everything feels effortless. For anyone who struggles to save or just wants to make the process smoother, I’d definitely recommend Chip. It’s taken a lot of the stress out of saving for Reviewed on: 18th January 2025

I’ve been with chip from the very beginning.

I’ve been with chip from the very beginning. I’ve saved I’ve spent I’ve saved again.also invested with chip.customer service has always been fast and excellent Reviewed on: 18th January 2025

What an incredibly easy efficient and effortless way...

What an incredibly easy efficient and effortless way to save. I’ve learnt to adjust my speed ending and saving and to invest Holidays and large purchases are now a joy to save for rather than an ordeal Reviewed on: 18th January 2025

It’s been a great app to help build my wealth

It’s been a great app to help build my wealth Reviewed on: 17th January 2025

After over 50 years of vanking

After over 50 years of banking Chip is the only bank that actively encourages me to save Reviewed on: 17th January 2025

More than just a savings account with a good rate

I have used CHIP for many years as a savings account. The autosave feature is great, but what really has made the difference is that their interest rates is so much more competitive than the traditional banks. While the difference looks small, it is the compounding over time that has made it so worthwhile. The app is really easy to use, and the FSCS protection is reasuring. Now that they offer investment products as well I have been able to move beyond having a rainyday fund and savings for holidays to being able to invest for my long term future. Reviewed on: 17th January 2025

I've been using chip for over 5 years & always recom...

I've been using chip for over 5 years & always recommending the company/app to my friends - it's easy, simple & user friendly for even my 70yr Pops to use! I don't think I'd ever move to any other app for my investing/Saving accounts Reviewed on: 17th January 2025

Giving me confidence around finances

I have been with chip for 3 years now and have had an amazing experience, they have helped me save for a house, go on our dream honeymoon, and give me peace of mind and confidence when it comes to my finances. Reviewed on: 17th January 2025

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