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Chip: Savings app reviews

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4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Banking at it's simplest

5
Great ideas, taking (spare but affordable) amounts and putting it into a Saving situation, and with lots of feedback and communication about what Chip is doing going forward. Reviewed on: 19th January 2021
Barry J Davis's avatar
Barry J Davis

Best app for personal finance EVER

5
Fantastic app - you plug it into your bank account, and it automatically saves you money. Gives interest. Automatically manages your saving goals and even allows you to automatically get you out of overdraft. The longer you use it, the better it works, as the AI behind it learns about your patterns and habits. It automates one of the most difficult things to do - saving your money. Get Chip now. Reviewed on: 19th January 2021
Matt's avatar
Matt

The best!

5
After using Chip for around 3 years now, it's helped my ability to save immensely. I tried savings accounts with my bank, putting money to one side, everything and anything... nothing worked. And then I stumbled across Chip - it helped me save for my house deposit (which I never thought was going to be possible!). I was that impressed, I recommended it to my friends, family AND colleagues, all of now using it too! Forever grateful that it came up top on my google search for 'money saving apps'. Reviewed on: 19th January 2021
J Thompson's avatar
J Thompson

Great easy saving

5
I've found Chip super useful for saving without really realising it. The app is really easy to use and gives a clear picture of how much you can save. Reviewed on: 19th January 2021
xstex's avatar
xstex

It just works

5
I have been using Chip for over a year and the early days of excitement of a ping saying I've saved a few £'s, turns into a large pile of ££££'s without lifting another finger Reviewed on: 19th January 2021
Jonathan's avatar
Jonathan

CHIP SAVING THE NATION

5
Chip is a life saver, a life changer and a life enabler. CHIP stands for C= Change H= Hope. I = Inspiration P = Purpose Reviewed on: 19th January 2021
Alistair's avatar
Alistair

Strongly recommend

5
Really easy to use. I have never been good at saving and I got this in 2019 and it’s changed my entire attitude to it. Reviewed on: 19th January 2021
Alex's avatar
Alex

Easy way to save

5
I’ve been using chip for around 6 months and am amazed by how much money I have saved without doing anything! The app just does it for you. Great stuff, recommend to all. Reviewed on: 19th January 2021
ML's avatar
ML

Great savings app

5
A number of options available to save, although some involve a fee. Given that Chip currently can pay 1.25%, I am happy with the fee. App is easy to use for both manual and autosaves. Reviewed on: 19th January 2021
Brian's avatar
Brian

Chip plus 1 - Best rate out there

5
I’m delighted that I am earning 1.25% on my money which is far better than any other instant access rate I can find! I have told many people about it and referred someone else so they can get 1.25% too. The app is super easy to use and automatic saves are great. Reviewed on: 19th January 2021
Mark Pegg 's avatar
Mark Pegg

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