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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18447)

The best saving app there is

I've been using chip since near its inception and have found it hugely useful. The ability to set targets and then come back to savings is invaluable. The staff have always been fast to respond and very helpful Reviewed on: 19th January 2021

Forget about saving

Being able to save so passively is really refreshing rather than having to consciously budget each month and work out how much I can really save. Reviewed on: 19th January 2021

A great financial app to help with saving

I’ve used chip for about 2 years and I’ve been amazed by both the app and their customer service. I love the meme’s although I think we need more. I integrated with my Monzo and I can honestly say that I’ve saved so much. Thanks Chip Reviewed on: 19th January 2021

Seamless Experience

Really easy to use and nudges you to save and develop healthy financial habits. Reviewed on: 19th January 2021

Changed my life

Amazing app frankly . Saved more than ever and the best returns. Reviewed on: 19th January 2021

Game changing savings app

The best savings app in the market. Market leading interest rates, disciplined saving cycles and ultimately the future of banking. Reviewed on: 19th January 2021

Awesome app

I love how chip are helping me and others for things that really matter, and giving the best returns too. Reviewed on: 18th January 2021

Saving simplicity

Literally the friendliest savings app out there, and currently offering the best rates I can get on easy access. Winning :) Reviewed on: 18th January 2021

They forget to put the customer first.

When Chip first launched, it was a really great concept. An app that would help you save more with you barely having to lift a finger after signing up. They do not appear to listen to their user base, and change direction with very little notice to the end user. They have been around for a few years now, yet lots of bugs remain trying to link your Chip account with your own high street bank, and their default stance is to sign you up to their paid service. You can opt out, so lose the AI savings feature and still save into their 0.3% account manually, or transfer into their 1.25% bonus account, where you are only paid a bonus on withdrawing your full deposit, and the bonus is non compounding. If you are looking to try out their AI savings, then the first £100 auto saved is free. You are then charged £1.50 every 28 days, regardless if it is able to save you anything or not, so £19.50 a year. The app certainly helps confuse the simple, and is definitely not orientated at the financially savvy either, so not sure what the target audience is. Reviewed on: 18th January 2021

Savings made easy and rewarding

By far the simplest and easiest way to save ever and you actually get a great interest rate compared to any other savings account. The best savings app by far! Reviewed on: 18th January 2021

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