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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18214 reviews)

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4.94

Based on 18,214 reviews, last reviewed 23rd Jan 2026

75% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’ve been using Chip for 3 yrs now and enjoyed it: e... I’ve been using Chip for 3 yrs now and enjoyed it: easy to use app, good savings rates.. Reviewed on: 23rd January 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Great app for small savings that amount to a lot

The app is great, working in the background and never really making itself heard to help you squirrel away small amounts. Leave the account alone and you soon find a decent holiday fund! Reviewed on: 6th February 2020

Automatically trouble free

Manages itself automatically and takes a few £ every now and again. Very simple and easy Reviewed on: 6th February 2020

Amazing and intuitive

A great savings app which automatically allows you to save without realising :) Reviewed on: 6th February 2020

Life-saver, so simple but brilliant

Chip is such a clever little app, especially for people like me who are rubbish at saving money. I've funded so many fun trips I would never have afforded without it. Fuss free and life-saving, thank you Chip! Reviewed on: 6th February 2020

An easy and effective savings app

Amazing app, saved far more than I thought I ever would through this app. Have recommended to all my friends who want to save money. Without this app I wouldn’t have been able to go on my last two holidays. 100% to anyone and everyone Reviewed on: 6th February 2020

Great idea, painless saving

Particularly good for young people with no natural saving propensity Reviewed on: 6th February 2020

It's so easy...

Ridiculously easy to save, and before you know it, it has amounted to a significant amount. Top job Chip. Reviewed on: 6th February 2020

Fab!

Automatic savings... what could be better? I little here and there soon mounts up to a big saving Reviewed on: 6th February 2020

Cynical when I first heard about it but Oh My God! I now have savings!!

Having always been a bit reckless with cash, I now have money saved for the first time in my life. I've been saying for years I want to go to the South Pacific but never done anything to make it happen. That's changed since downloading this app. With little effort I've been squirrelling money away for over a year and hopefully for my 40th birthday I'll be celebrating it on a tropical island. Thanks a million Chip (and Ben who pestered me to join in the first place)! Reviewed on: 6th February 2020

Best savings plan ever

I love how simple Chip is. It quietly ‘chips’ away at my account in the background to help me top up my savings on a regular basis and I’ve been thrilled at how much money I’ve saved without really noticing it. What’s even better is how simple it is to use, how easy it is to top up manually and to withdraw the money if and when I need to! Thanks Chip for transforming the way I save! Reviewed on: 6th February 2020

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