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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

An easy and effective savings app

5
Amazing app, saved far more than I thought I ever would through this app. Have recommended to all my friends who want to save money. Without this app I wouldn’t have been able to go on my last two holidays. 100% to anyone and everyone Reviewed on: 6th February 2020
Ethan 's avatar
Ethan

Great idea, painless saving

5
Particularly good for young people with no natural saving propensity Reviewed on: 6th February 2020
Roger Pond's avatar
Roger Pond

It's so easy...

5
Ridiculously easy to save, and before you know it, it has amounted to a significant amount. Top job Chip. Reviewed on: 6th February 2020
Paddy's avatar
Paddy

Fab!

5
Automatic savings... what could be better? I little here and there soon mounts up to a big saving Reviewed on: 6th February 2020
Anne Marie Tierney's avatar
Anne Marie Tierney

Cynical when I first heard about it but Oh My God! I now have savings!!

5
Having always been a bit reckless with cash, I now have money saved for the first time in my life. I've been saying for years I want to go to the South Pacific but never done anything to make it happen. That's changed since downloading this app. With little effort I've been squirrelling money away for over a year and hopefully for my 40th birthday I'll be celebrating it on a tropical island. Thanks a million Chip (and Ben who pestered me to join in the first place)! Reviewed on: 6th February 2020
Gemma Quilliam 's avatar
Gemma Quilliam

Best savings plan ever

5
I love how simple Chip is. It quietly ‘chips’ away at my account in the background to help me top up my savings on a regular basis and I’ve been thrilled at how much money I’ve saved without really noticing it. What’s even better is how simple it is to use, how easy it is to top up manually and to withdraw the money if and when I need to! Thanks Chip for transforming the way I save! Reviewed on: 6th February 2020
Grace Smith's avatar
Grace Smith

Super easy and very effective app

5
It’s so easy to build up savings using this app. There is flexibility in how much and when you save. You can focus on achieving specific goals and the support available if issues do crop up is always super helpful. Reviewed on: 6th February 2020
Becca F's avatar
Becca F

Fantastic app

5
I never realise that the money has been taken from my account. Withdrawals are so quick and easy too. Reviewed on: 6th February 2020
Sue1380's avatar
Sue1380

Easy saving

5
Great customer service, easy to use app, motivating messages to save and effortless saving! Reviewed on: 6th February 2020
Verinderpal Vin Cheema's avatar
Verinderpal Vin Cheema

Innovation at its best

5
The whole experience with Chip is just new and refreshing. They have I think turned saving upside down. I have never invested in shares before but I was so impressed I just had to back Chip. It’s great service and a fantastic idea Reviewed on: 6th February 2020
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A.w

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