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Chip: Savings app reviews

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4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy savings. Low Effort, High Reward

5
CHIP is amazing, with its 'payday put away' and smart saves, I have consistently surprised myself with the amount of money I really have. Reviewed on: 19th January 2021
Asa's avatar
Asa

Pandemic life saver

5
This app has helped me save when I most needed, even before the pandemic. By doing automatic savings and keeping a great track record of communications and bonus, new advantages, etc, it really helped me save to pay by debts and save for a brighter future. It also has some of the best rates in the market, and I am thankful for it! Highly recommend. Reviewed on: 19th January 2021
Xavier's avatar
Xavier

Fantastic app

5
Such a great little idea to chip away at my bank account and turn it into savings. It has helped to know I can put money away without even trying. Reviewed on: 19th January 2021
SJ's avatar
SJ

Fantastic app

5
From start to finish it was a unique saving experience, unrivalled. Reviewed on: 19th January 2021
Adam Bassett's avatar
Adam Bassett

Why would you ever use a current account?

5
It’s always bemused me how banks can make record profits and yet keep their interest rates at about zero. Thankfully Chip has the customer at heart and continues to deliver the best available rate. I’ve been guilty of keeping money in my current account doing nothing (I.e. losing money with inflation!). Now I can earn interest while it’s sitting there, and save for the things I know I want. Thanks Chip. Loving the socks too! ;) Reviewed on: 19th January 2021
James Green's avatar
James Green

The best saving app there is

5
I've been using chip since near its inception and have found it hugely useful. The ability to set targets and then come back to savings is invaluable. The staff have always been fast to respond and very helpful Reviewed on: 19th January 2021
DA's avatar
DA

Forget about saving

5
Being able to save so passively is really refreshing rather than having to consciously budget each month and work out how much I can really save. Reviewed on: 19th January 2021
jimbo.barton1@hotmail.co.uk's avatar
[email protected]

A great financial app to help with saving

5
I’ve used chip for about 2 years and I’ve been amazed by both the app and their customer service. I love the meme’s although I think we need more. I integrated with my Monzo and I can honestly say that I’ve saved so much. Thanks Chip Reviewed on: 19th January 2021
Oyinkan's avatar
Oyinkan

Seamless Experience

5
Really easy to use and nudges you to save and develop healthy financial habits. Reviewed on: 19th January 2021
Oliviu G's avatar
Oliviu G

Changed my life

5
Amazing app frankly . Saved more than ever and the best returns. Reviewed on: 19th January 2021
Alice R's avatar
Alice R

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