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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Could do better

3
After now a couple of years with Chip, I have experienced some frustrations over the or lack of transparency management and running of my account Reviewed on: 6th February 2020
Richard Foulkes's avatar
Richard Foulkes

Loving this idiot proof app

5
Chip has been helping me grow my savings for almost a year now - definitely the smartest financial move I made last year , lol. I was recommended by 2 of my children and being a true dinosaur and generally terrified by apps most of the time, I was relieved to find it virtually idiot-proof and have since introduced my equally app-phobic husband too. I can't recommend Chip highly enough and have recently become an investor . Reviewed on: 6th February 2020
Jane Burdge's avatar
Jane Burdge

I love Chip (and chips)

5
I never thought I’d be able to save money. I’m 40 and I’ve never saved successfully before. I’ve tried. Time and again. But always failed. And with Chip I’ve been saving like clockwork for a couple of years now. I love the mini deposits and I love how easy it is to access my money. I wish I got some interest but hey ho. Great start Chip! Reviewed on: 6th February 2020
Dave Price's avatar
Dave Price

Effortless saving

5
so easy to use. Savings just add up without any effort. Great level of control too. Reviewed on: 6th February 2020
Debbie's avatar
Debbie

Saving made easy

5
I’ve been using Chip for around 2 years now and barely notice it working in the background - “chipping away” - and building frequent small amounts of money and it certainly builds up over time. You feel like you’re rewarding yourself when you can access your funds easily and for specific goals. I’d recommend it for those who don’t or can’t save - you’re in control the entire time as well. Reviewed on: 6th February 2020
Paul Adams's avatar
Paul Adams

Great way to save money

5
Great way of saving money. Hassle free, savings are taken automatically, recommend to everyone Reviewed on: 6th February 2020
Emilia 's avatar
Emilia

Easy savings

5
Easy to setup just leave the chip app to do its job and you'll never know its their and the savings just build up without missing the bits and drabs of money. Nice surprise opening the app to see how much has been saved yet never went overdrawn. Reviewed on: 6th February 2020
Deanie Deano's avatar
Deanie Deano

Changed everything

5
Never been able to save up that's until I downloaded chip! Reviewed on: 6th February 2020
Adami's avatar
Adami

Feels like free money

5
I recently used my Chip savings to pay for the solicitors for my house purchase. £2k that I didn’t even feel had left my account or burnt any holes in my pocket. No better feeling than free money. Next.. I’m saving for my free holiday! Reviewed on: 6th February 2020
Wiggs 's avatar
Wiggs

Amazing app, saved so much without realising

5
This app is so good, I save money each month without even noticing that the money is gone. So good for people (like me) who struggle to save! Reviewed on: 6th February 2020
Samantha Green's avatar
Samantha Green

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