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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18215 reviews)

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4.94

Based on 18,215 reviews, last reviewed 30th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip makes saving easy! Chip makes saving easy! I wish it had been around 20 years earlier. The app has changed the way I think about saving money, taking the jargon out o... Read more Reviewed on: 30th January 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18215)

Best savings plan ever

I love how simple Chip is. It quietly ‘chips’ away at my account in the background to help me top up my savings on a regular basis and I’ve been thrilled at how much money I’ve saved without really noticing it. What’s even better is how simple it is to use, how easy it is to top up manually and to withdraw the money if and when I need to! Thanks Chip for transforming the way I save! Reviewed on: 6th February 2020

Super easy and very effective app

It’s so easy to build up savings using this app. There is flexibility in how much and when you save. You can focus on achieving specific goals and the support available if issues do crop up is always super helpful. Reviewed on: 6th February 2020

Fantastic app

I never realise that the money has been taken from my account. Withdrawals are so quick and easy too. Reviewed on: 6th February 2020

Easy saving

Great customer service, easy to use app, motivating messages to save and effortless saving! Reviewed on: 6th February 2020

Innovation at its best

The whole experience with Chip is just new and refreshing. They have I think turned saving upside down. I have never invested in shares before but I was so impressed I just had to back Chip. It’s great service and a fantastic idea Reviewed on: 6th February 2020

Could do better

After now a couple of years with Chip, I have experienced some frustrations over the or lack of transparency management and running of my account Reviewed on: 6th February 2020

Loving this idiot proof app

Chip has been helping me grow my savings for almost a year now - definitely the smartest financial move I made last year , lol. I was recommended by 2 of my children and being a true dinosaur and generally terrified by apps most of the time, I was relieved to find it virtually idiot-proof and have since introduced my equally app-phobic husband too. I can't recommend Chip highly enough and have recently become an investor . Reviewed on: 6th February 2020

I love Chip (and chips)

I never thought I’d be able to save money. I’m 40 and I’ve never saved successfully before. I’ve tried. Time and again. But always failed. And with Chip I’ve been saving like clockwork for a couple of years now. I love the mini deposits and I love how easy it is to access my money. I wish I got some interest but hey ho. Great start Chip! Reviewed on: 6th February 2020

Effortless saving

so easy to use. Savings just add up without any effort. Great level of control too. Reviewed on: 6th February 2020

Saving made easy

I’ve been using Chip for around 2 years now and barely notice it working in the background - “chipping away” - and building frequent small amounts of money and it certainly builds up over time. You feel like you’re rewarding yourself when you can access your funds easily and for specific goals. I’d recommend it for those who don’t or can’t save - you’re in control the entire time as well. Reviewed on: 6th February 2020

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