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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great Chip

Excellent for both auto and manual saves. Great rates and protection Reviewed on: 19th January 2021

Makes saving easy

Easy to use app to help me save money without thinking Reviewed on: 19th January 2021

Fantastic

A fantastic app that makes saving money so easy. Especially the chip+1 feature. Fantastic customer service, and have shown this app to many of my university friends who now use it! Reviewed on: 19th January 2021

All of a sudden I have savings

I really like how the app auto saves and I can customise how much it takes. I check it occasionally, but I love coming back and seeing how it’s suddenly grown yet I don’t feel out of pocket! The goal setting is also great, and it lets me see how close I am. I use it to pay off BNPL without interest or as an emergency rainy day fund, which it is perfect for because you can withdraw money so easily as well. Reviewed on: 19th January 2021

Easy saving, great service

A really easy to use savings app - just sits in the background doing its own special version of magic and in no time you've saved more than you thought possible. Easy user interface and if you ever need to contact customer services, they're really responsive, helpful and personable. Reviewed on: 19th January 2021

Great way to save the pennies

Don’t even notice the small amounts but builds to a meaningful amount surprisingly quickly Reviewed on: 19th January 2021

Great for saving

Just really like it for saving, has good interest rate and autosaving feature that I really like Reviewed on: 19th January 2021

Easy Saving

Chip is helping me save without realising it. The various updates throughout the year to the UI have vastly improved and the recent launch of Chip+1 with ACTUAL interest (1.25%) has been amazing in the current times we’re in. Looking forward to 2021. Reviewed on: 19th January 2021

Effortless savings

That couple of quid in your pocket or fiver you found in your wallet; how often do you think about putting it aside to save but eventually end up spending it on fuel, food or something fancy? Chip's automated saving feature eliminates the need to even think about saving, and with the right save level set to your lifestyle, you'll find it a pleasant experience to log onto your app every now and then and find those few £'s have accumulated into a financial safety net for emergencies, or a treat to make lockdown more bearable. Reviewed on: 19th January 2021

already recommended!

I recommend chip to anyone as soon as finances are mentioned! I’ve managed to save for my wedding, my partners visa (thousands of£££) and two big holidays since starting to use the app. I’m a spender usually so having the ability to save without physically having to do it myself have been a life saver (excuse the pun!) thanks Chip!!! Reviewed on: 19th January 2021

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