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Chip: Savings App reviews

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4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
69% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Chip!

5
I’ve said nearly £2000 over the past 18 months without going short. It really means every little helps. , withdrawal is easy and you can sit back and let savings build. What’s not to love Reviewed on: 6th February 2020
Lise Wall's avatar
Lise Wall

Savings Made Easy

5
If you’re looking to save but need some flexibility on set amounts, but hate to see the big number come out of your account every month, definitely give Chip a go. You can set your own savings level and with it’s clever algorithm Chip will deduct money every few days which you will barely notice. Did I also mention you get 1% interest for every friend you refer? Reviewed on: 6th February 2020
Sean's avatar
Sean

Helped me in so many ways

5
Chip has helped me budget better and saving consistently. I would always say that I can’t afford to put away this amount etc, but with chip it happens and I cope. It’s allowed me to make big purchases without having to use a credit card or to buy on it credit. I also enjoy saving, makes me feel less stressed as I know I’m consistently putting money away. I LOVE IT!! Reviewed on: 6th February 2020
Jojo's avatar
Jojo

Great app, makes saving a doddle

4
I love this app to automate small regular savings Reviewed on: 6th February 2020
Tim's avatar
Tim

Saving made easy

5
An app that makes saving as easy as spending. Reviewed on: 6th February 2020
Rob Jackson's avatar
Rob Jackson

Excellent savings mechanism

5
Really good for saving without even noticing. Reviewed on: 6th February 2020
Victoria Fullen's avatar
Victoria Fullen

Life Changing!

5
I’m on a very low income and saving is really tough but Chip makes it so much easier. I’ve been able to save for all kinds of things that I otherwise would have struggled to finance because small sums often don’t seem worth saving and get frittered away on silly purchases. However, Chip’s brilliant system takes a bit here and there, when you can spare it, and it soon adds up. I love them! Reviewed on: 6th February 2020
Jessp Campbell's avatar
Jessp Campbell

Saving with Chip is amazing

5
Chip has helped me save regularly towards our first family holiday in 18 years! Reviewed on: 6th February 2020
Sarah Sheppard's avatar
Sarah Sheppard

Great app

5
Really helpful for saving! Without even noticing! Reviewed on: 6th February 2020
Faye's avatar
Faye

Best personal finance app

5
Ease of registration and setup. Opportunity to Chip in and invest not only in the autosaving scheme but also in the company! Reviewed on: 6th February 2020
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Ukg1jxi

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