Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18210)

A game-changer!

5
I wholeheartedly support chip in everything they do. Their continuous efforts for improvement to the app, services and system. The app has saved me so many times when I've had more in there than I thought, and I honestly couldn't be without. Reviewed on: 7th February 2020

Easy and efficient

4
Easy to use platform and makes you feel happy about saving Reviewed on: 6th February 2020

New Way of Saving

5
Fantastic app to help you save without actually noticing - leading the way for the future. Support staff are great, keep you up to date with any changes, maintenance etc and always go above and beyond. Can’t fault this app, it has really helped me save a lot of money and changed my mindset in the way I spend Reviewed on: 6th February 2020

So easy

5
Chip is able to work out exactly how much I can afford to save without dropping me in the red. Never had a problem that wasn't resolved by their hard working and attentive staff. Reviewed on: 6th February 2020

Awesome savings app

5
I have managed to save so much money through chip that I would’ve not normally have saved Reviewed on: 6th February 2020

My Savings Friend

5
The app squirrels amounts away quite regularly (customers choose how often/much on a scale of 1 to 5). I like to not look at the total until I actually need it, then I get a nice surprise as it nails me out of an overdraft situation or allows me to buy a special present or take as holiday money. Reviewed on: 6th February 2020

Chip!

5
I’ve said nearly £2000 over the past 18 months without going short. It really means every little helps. , withdrawal is easy and you can sit back and let savings build. What’s not to love Reviewed on: 6th February 2020

Savings Made Easy

5
If you’re looking to save but need some flexibility on set amounts, but hate to see the big number come out of your account every month, definitely give Chip a go. You can set your own savings level and with it’s clever algorithm Chip will deduct money every few days which you will barely notice. Did I also mention you get 1% interest for every friend you refer? Reviewed on: 6th February 2020

Helped me in so many ways

5
Chip has helped me budget better and saving consistently. I would always say that I can’t afford to put away this amount etc, but with chip it happens and I cope. It’s allowed me to make big purchases without having to use a credit card or to buy on it credit. I also enjoy saving, makes me feel less stressed as I know I’m consistently putting money away. I LOVE IT!! Reviewed on: 6th February 2020

Great app, makes saving a doddle

4
I love this app to automate small regular savings Reviewed on: 6th February 2020

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review