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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Believe the hype

This is hands down the best app for saving! It's easy to use with a brilliant interface. They also gave away free socks a while ago which is always a winner! Reviewed on: 19th January 2021

Outstanding App & Provider

Brilliant app. Has massively helped me build a savings habit which has had a hugely positive impact on my life. Reviewed on: 19th January 2021

An amazing app and concept

Chip has helped me save for years now, and with its premium 1.25% interest account it's only getting better. Obviously you have to pay for some things now but totally worth it considering how much I've managed to save without thinking Reviewed on: 19th January 2021

Great Savings App

Chip is a great app to help people take control of their saving with clever AI saves and good returns on saving accounts. Reviewed on: 19th January 2021

Great app

The app has come along in leaps and bounds over the last year. Some introductions of good features like pay day put away as well as the new accounts to save into. AI has helped me continuously save for adhoc requirements. Have recommended it to several people and will continue to. Reviewed on: 19th January 2021

I can finally save

I try to forget about the app so that when I remember it’s a nice little bonus to either have a night out or put towards a holiday Reviewed on: 19th January 2021

Helping me save without noticing

Chip is an excellent app. It enables me to save without noticing the fact that I am saving. Furthermore, any time I have a query they are quick to respond and help resolve my question(s). Reviewed on: 19th January 2021

chip is gaining momentum..

From it's initial auto saving and AI principles to chip away at your current account and save money you wouldn't have probably saved, to now providing interest bearing accounts I wait with interest to see what's next Reviewed on: 19th January 2021

Great Chip

Excellent for both auto and manual saves. Great rates and protection Reviewed on: 19th January 2021

Makes saving easy

Easy to use app to help me save money without thinking Reviewed on: 19th January 2021

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