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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great way to save the pennies

Don’t even notice the small amounts but builds to a meaningful amount surprisingly quickly Reviewed on: 19th January 2021

Great for saving

Just really like it for saving, has good interest rate and autosaving feature that I really like Reviewed on: 19th January 2021

Easy Saving

Chip is helping me save without realising it. The various updates throughout the year to the UI have vastly improved and the recent launch of Chip+1 with ACTUAL interest (1.25%) has been amazing in the current times we’re in. Looking forward to 2021. Reviewed on: 19th January 2021

Effortless savings

That couple of quid in your pocket or fiver you found in your wallet; how often do you think about putting it aside to save but eventually end up spending it on fuel, food or something fancy? Chip's automated saving feature eliminates the need to even think about saving, and with the right save level set to your lifestyle, you'll find it a pleasant experience to log onto your app every now and then and find those few £'s have accumulated into a financial safety net for emergencies, or a treat to make lockdown more bearable. Reviewed on: 19th January 2021

already recommended!

I recommend chip to anyone as soon as finances are mentioned! I’ve managed to save for my wedding, my partners visa (thousands of£££) and two big holidays since starting to use the app. I’m a spender usually so having the ability to save without physically having to do it myself have been a life saver (excuse the pun!) thanks Chip!!! Reviewed on: 19th January 2021

Banking at it's simplest

Great ideas, taking (spare but affordable) amounts and putting it into a Saving situation, and with lots of feedback and communication about what Chip is doing going forward. Reviewed on: 19th January 2021

Best app for personal finance EVER

Fantastic app - you plug it into your bank account, and it automatically saves you money. Gives interest. Automatically manages your saving goals and even allows you to automatically get you out of overdraft. The longer you use it, the better it works, as the AI behind it learns about your patterns and habits. It automates one of the most difficult things to do - saving your money. Get Chip now. Reviewed on: 19th January 2021

The best!

After using Chip for around 3 years now, it's helped my ability to save immensely. I tried savings accounts with my bank, putting money to one side, everything and anything... nothing worked. And then I stumbled across Chip - it helped me save for my house deposit (which I never thought was going to be possible!). I was that impressed, I recommended it to my friends, family AND colleagues, all of now using it too! Forever grateful that it came up top on my google search for 'money saving apps'. Reviewed on: 19th January 2021

Great easy saving

I've found Chip super useful for saving without really realising it. The app is really easy to use and gives a clear picture of how much you can save. Reviewed on: 19th January 2021

It just works

I have been using Chip for over a year and the early days of excitement of a ping saying I've saved a few £'s, turns into a large pile of ££££'s without lifting another finger Reviewed on: 19th January 2021

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