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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
5725% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18447)

Great Savings App

5
Chip is a great app to help people take control of their saving with clever AI saves and good returns on saving accounts. Reviewed on: 19th January 2021

Great app

5
The app has come along in leaps and bounds over the last year. Some introductions of good features like pay day put away as well as the new accounts to save into. AI has helped me continuously save for adhoc requirements. Have recommended it to several people and will continue to. Reviewed on: 19th January 2021

I can finally save

5
I try to forget about the app so that when I remember it’s a nice little bonus to either have a night out or put towards a holiday Reviewed on: 19th January 2021

Helping me save without noticing

5
Chip is an excellent app. It enables me to save without noticing the fact that I am saving. Furthermore, any time I have a query they are quick to respond and help resolve my question(s). Reviewed on: 19th January 2021

chip is gaining momentum..

5
From it's initial auto saving and AI principles to chip away at your current account and save money you wouldn't have probably saved, to now providing interest bearing accounts I wait with interest to see what's next Reviewed on: 19th January 2021

Great Chip

5
Excellent for both auto and manual saves. Great rates and protection Reviewed on: 19th January 2021

Makes saving easy

5
Easy to use app to help me save money without thinking Reviewed on: 19th January 2021

Fantastic

5
A fantastic app that makes saving money so easy. Especially the chip+1 feature. Fantastic customer service, and have shown this app to many of my university friends who now use it! Reviewed on: 19th January 2021

All of a sudden I have savings

5
I really like how the app auto saves and I can customise how much it takes. I check it occasionally, but I love coming back and seeing how it’s suddenly grown yet I don’t feel out of pocket! The goal setting is also great, and it lets me see how close I am. I use it to pay off BNPL without interest or as an emergency rainy day fund, which it is perfect for because you can withdraw money so easily as well. Reviewed on: 19th January 2021

Easy saving, great service

5
A really easy to use savings app - just sits in the background doing its own special version of magic and in no time you've saved more than you thought possible. Easy user interface and if you ever need to contact customer services, they're really responsive, helpful and personable. Reviewed on: 19th January 2021

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