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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Awesome community

Chip is a bank for covid times, and pretty much every other time. Saving rates are so low but they still continue to do their best to provide something for their community and customers. Reviewed on: 20th January 2021

Helped me save thousands without feeling it!

I started using chip 5 years ago and in that time I have saved thousands of pounds without feeling it. This money has been put towards better holidays and other luxuries. Reviewed on: 20th January 2021

Best Savings App

So I joined chip a while ago and invested in the company in there 2nd funding round I have to say the app is amazing the AI takes out only the right amount and it really does build up I also refereed my not tech savvy mum to chip and she is loving it and the 1.25% interest rate is phenomenal Reviewed on: 20th January 2021

Quick, easy and efficient

This app has helped me save money that I wouldnt otherwise have saved. My doing little and often I don't even realise the money has left my account and it soon starts to add up. The app is easy to use and set up and the support is brilliant and friendly. They also have a great community where they are asking the users and investors for their opinions on what they would like to see in terms of new features and enabling them to shape the future of the app Reviewed on: 20th January 2021

Life changing

Chip has proven to be a game changer in a world where traditional banks have failed to entice young people to save money with them. Reviewed on: 19th January 2021

Help me save for my holiday

Perfect way to save money without realising your saving. Reviewed on: 19th January 2021

The best rates around!

1.25%! Easy to use! AI auto saving! Say no more. Reviewed on: 19th January 2021

Simple and powerful

I've found Chip's app to be a simple tool to save money (over £8000 in last 18 months!) Reviewed on: 19th January 2021

Invisible windfall

Chip has made a real positive impact on my finances, automatically saving an amount based on my income coming in. At the end of the month its great to see that nest egg getting bigger. Now i need to work out what to purchase to chip away the savings ;) Brilliant work Chip! Reviewed on: 19th January 2021

Love chip.

Iv been with chip for a few years now. They have helped me save money I couldn’t have done myself and spurred me on to sort out my finances. I took up the opportunity to be an investors soon as it was announced, I have a lot of faith in these guys and they are on the right path to bigger and better things and I’m excited to be on the journey with them. I’m always recommending chip to friends and family. Reviewed on: 19th January 2021

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