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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I'm a home owner now!

I joined Chip a few years ago and I've managed to save money I wouldn't have otherwise. And this year I had finally saved up enough for a deposit on a house! We moved in before Christmas and we couldn't have done it without Chip's help. Even though we've reached our biggest goal, we will continue saving so we always have a financial buffer. Chip has taken the hassle out of saving and has taught me to be more financially responsible. I recommend it to absolutely everyone and lots of my friends have signed up and are well on their way to their goals too. Reviewed on: 20th January 2021

Savings sorted

Just makes it so easy to save - I don't have to think about it Reviewed on: 20th January 2021

Awesome community

Chip is a bank for covid times, and pretty much every other time. Saving rates are so low but they still continue to do their best to provide something for their community and customers. Reviewed on: 20th January 2021

Helped me save thousands without feeling it!

I started using chip 5 years ago and in that time I have saved thousands of pounds without feeling it. This money has been put towards better holidays and other luxuries. Reviewed on: 20th January 2021

Best Savings App

So I joined chip a while ago and invested in the company in there 2nd funding round I have to say the app is amazing the AI takes out only the right amount and it really does build up I also refereed my not tech savvy mum to chip and she is loving it and the 1.25% interest rate is phenomenal Reviewed on: 20th January 2021

Quick, easy and efficient

This app has helped me save money that I wouldnt otherwise have saved. My doing little and often I don't even realise the money has left my account and it soon starts to add up. The app is easy to use and set up and the support is brilliant and friendly. They also have a great community where they are asking the users and investors for their opinions on what they would like to see in terms of new features and enabling them to shape the future of the app Reviewed on: 20th January 2021

Life changing

Chip has proven to be a game changer in a world where traditional banks have failed to entice young people to save money with them. Reviewed on: 19th January 2021

Help me save for my holiday

Perfect way to save money without realising your saving. Reviewed on: 19th January 2021

The best rates around!

1.25%! Easy to use! AI auto saving! Say no more. Reviewed on: 19th January 2021

Simple and powerful

I've found Chip's app to be a simple tool to save money (over £8000 in last 18 months!) Reviewed on: 19th January 2021

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