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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Great little saver

5
It’s helped me save money that I otherwise would of never saved. Reviewed on: 7th February 2020

Secret savings!

5
This app is amazing. It takes a little bit a few times a month, never a noticeable amount, and I’ve saved nearly £2k in 2 years! Reviewed on: 7th February 2020

Cant believe everyone isn't using this!

5
I can't believe more people don't use this. Since I opened my account a couple of years ago I've saved over £10k - I just couldn't have imagined doing that without Chip. And a decent interest rate too! A great way to manage your money. Reviewed on: 7th February 2020

Fantastic

5
Chips has helped me achieve so much, I’ll never stop using it Reviewed on: 7th February 2020

Savings

5
So happy I signed up to a chip account! It’s completely free, and has helped me saves £1000’s without feeling it, I can use some of this money towards my first mortgage! Reviewed on: 7th February 2020

Fantastic savings made easy!

5
I simply love this app! Super easy to use... I’ve always found it difficult to save but this ingenious app has helped me save for two holidays. I would recommend to everyone...just set up a saving pot and chip does the rest.....just wish you guys had been around 20 years ago! Reviewed on: 7th February 2020

Amazing

5
I have been on Chip for 2 years and I have saved up money without even trying. Reviewed on: 7th February 2020

Chip Savings

5
Easy to set up and simple way to put money away Reviewed on: 7th February 2020

Superb

5
Genuinely changed the way I handle money, making saving effortless and thus giving me the freedom to pay for things like car insurance and Christmas without getting into debt. With Chip, I save up throughout the year and have the money available when I need it. Reviewed on: 7th February 2020

A good little savings app

5
Easy to save and those few pounds build up... Reviewed on: 7th February 2020

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