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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
5725% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Quick, easy and efficient

5
This app has helped me save money that I wouldnt otherwise have saved. My doing little and often I don't even realise the money has left my account and it soon starts to add up. The app is easy to use and set up and the support is brilliant and friendly. They also have a great community where they are asking the users and investors for their opinions on what they would like to see in terms of new features and enabling them to shape the future of the app Reviewed on: 20th January 2021

Life changing

5
Chip has proven to be a game changer in a world where traditional banks have failed to entice young people to save money with them. Reviewed on: 19th January 2021

Help me save for my holiday

5
Perfect way to save money without realising your saving. Reviewed on: 19th January 2021

The best rates around!

5
1.25%! Easy to use! AI auto saving! Say no more. Reviewed on: 19th January 2021

Simple and powerful

5
I've found Chip's app to be a simple tool to save money (over £8000 in last 18 months!) Reviewed on: 19th January 2021

Invisible windfall

5
Chip has made a real positive impact on my finances, automatically saving an amount based on my income coming in. At the end of the month its great to see that nest egg getting bigger. Now i need to work out what to purchase to chip away the savings ;) Brilliant work Chip! Reviewed on: 19th January 2021

Love chip.

5
Iv been with chip for a few years now. They have helped me save money I couldn’t have done myself and spurred me on to sort out my finances. I took up the opportunity to be an investors soon as it was announced, I have a lot of faith in these guys and they are on the right path to bigger and better things and I’m excited to be on the journey with them. I’m always recommending chip to friends and family. Reviewed on: 19th January 2021

Believe the hype

5
This is hands down the best app for saving! It's easy to use with a brilliant interface. They also gave away free socks a while ago which is always a winner! Reviewed on: 19th January 2021

Outstanding App & Provider

5
Brilliant app. Has massively helped me build a savings habit which has had a hugely positive impact on my life. Reviewed on: 19th January 2021

An amazing app and concept

5
Chip has helped me save for years now, and with its premium 1.25% interest account it's only getting better. Obviously you have to pay for some things now but totally worth it considering how much I've managed to save without thinking Reviewed on: 19th January 2021

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