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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
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80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Effortless saving

5
Really helps to build savings without thinking. Goals are helpful Reviewed on: 7th February 2020
Neil MacKinnon's avatar
Neil MacKinnon

Super simple savings

5
Between manual saves and auto saves, I've put away around 4.5k in one year, at least half of that from auto saves alone. And it was totally painless! Reviewed on: 7th February 2020
Kat's avatar
Kat

Savings

4
So easy to save. Hardly notice the money coming out of my account Reviewed on: 7th February 2020
Peter Tempest's avatar
Peter Tempest

Easy, fun, don't need to think about it

5
Easy, fun, don't need to think about it. Money is automatically saved without me needing to think or do anything. In this day and age when lives are so busy this is great! Reviewed on: 7th February 2020
Matt Wearmouth's avatar
Matt Wearmouth

Safe, secure and easy

5
I found chip very easy to set up, link to my account and have had no issues whatsoever. It's safe. Get plenty of notifications about any savings etc so it's easy to keep track of and also easy to withdraw money should you need it. Reviewed on: 7th February 2020
Lee's avatar
Lee

Saving made easy

5
Set-up a goal and then you can sit back and watch the cash stack up. Very addictive and unobtrusive. Not once has it taken more than I could reasonably afford. ChipX looks to be quite the thing and should open up micro-lending to thousands of people in the UK. Reviewed on: 7th February 2020
Ciaran's avatar
Ciaran

Easy, flexible and requires no effort

5
Chip is a great app. I've saved money without even having to think about it. The small amounts transferred from my bank account every few days really add up before you know it. I love setting goals and seeing my savings grow and always have the option to stop a save if I know I'm going to be spending outside the norm. Also impressed with the speed of transfers back to my account. If I need to access my savings they're back in my account before I know it. Reviewed on: 7th February 2020
Hattonphilip's avatar
Hattonphilip

Simple and effective

5
So easy to use and suddenly I have all my spending money for a holiday without realising I've saved anything! Reviewed on: 7th February 2020
Emily's avatar
Emily

Excellent

5
Innovative saving and great interest rates! Reviewed on: 7th February 2020
Campbell Naylor's avatar
Campbell Naylor

Amazing stress free savings app

5
Could not be easier to use, a lifesaver. Reviewed on: 7th February 2020
Mark Butterfield's avatar
Mark Butterfield

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