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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Ninja saving!

5
I love that it just squirrels away the pennies, it all adds up quickly! I just set it up and ignore it for a bit and then log in to see the pot has grown. It’s so satisfying and so easy to cancel a save if you know you can’t afford it that week. The app is so easy to use and it’s also made me more conscious of what I am spending. I made my sister sign up, she is notoriously awful at saving money, she’s never been able to do it in her entire life and now at age 39 she’s obsessed with saving and has stopped “spending money on nonsense”. Who knew I only needed to get her a sneaky savings app to Stop her buying shoes Reviewed on: 7th February 2020

Fantastic service

5
I started using chip a while and have managed to save money without really noticing enabling me to pay off debts and put money towards a the legal fees whilst buying my house. I have recommended chip to friends and everyone that uses it loves it Reviewed on: 7th February 2020

Easy to forget about!

5
Chip takes all the stress out of saving money. It's easy to use, and easier to forget about - perfect for building a savings pot if you're a natural spender like me. I would recommend it to anyone struggling to put money away each month. Reviewed on: 7th February 2020

Flaming brilliant

5
I was the worst saver in Surrey. No matter how hard I have tried, I always manage to dip into anything I have, by some miracle, managed to put away that month. Chip has changed all that and I get such a buzz out of watching my savings grow week on week. This app has changed my life and I am forever grateful Reviewed on: 7th February 2020

Superb painless savings app

5
I’ve saved over £5000 without noticing. My whole family uses it and loves it. Reviewed on: 7th February 2020

CHIPS HAS CHANGED MY LIFE FINANCIALLY

5
When I signed up to chip I was very skeptical about connecting my bank details to a new app. I wasn’t saving at the time and didn’t believe I had any money to save, I was wrong. At first i would consistently take note of how much money was being taken and felt nervous that I would feel the loss. Again I was Wrong! Within 6 months I had saved extra money to clear small debts, treat myself to a first sister holiday to Croatia and with that became more conscious of what I spent on a daily basis I even added to the saving pot when I felt the urge. 1 + years Its help me clear my student loan and I’m now totally debt free and out of my over draft with the help of CHIP! The service is fantastic! I have encouraged 4 others to sign up to it whom all agree and I’m now a small share holder because it’s a company I try believe in and that has changed my financial life! Reviewed on: 7th February 2020

Grand savings app

5
I really like the app, it makes it really easy to save just in general or for a set goal. The one time I had an issue their customer service team got back to me really quickly and the issue was sorted within 24 hours. Reviewed on: 7th February 2020

Easy

5
It couldn’t be easier once you’re set up. And there is no guilt trip if you decide to move money back out which I love. Reviewed on: 7th February 2020

My saving budy

5
Love this app. I’ve paid off my credit card and save for holidays without even noticing! Reviewed on: 7th February 2020

It just works

5
No effort to get lots of help on saving Reviewed on: 7th February 2020

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