Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

Great app to help problem savers!

I've never been good at saving before but this app makes it super easy to do, whether manually saving or using the smart AI, super easy! Reviewed on: 20th January 2021

Saving without trying

Chip makes it easy to save without thinking about it. Just connect your bank account and let Chip do the rest. Chip works out how much you can afford to save and makes an auto-save from your bank account every few days. It also currently offer one of the best rates for savings with its +1 account. Reviewed on: 20th January 2021

Perfect way to save without realising!

Outstanding market leading interest rates and seamless autosave feature. So many great features and team chip are always striving for bigger and better things. Reviewed on: 20th January 2021

simple and automatic

a great savings app for those that need a little nudging to create a savings pot Reviewed on: 20th January 2021

Life changer for saving

With chip saving for me and taking the thought and risk out of it, I’ve put away thousands over the past two years. Couldn’t recommend it enough. Got all of my family and friends on it! Reviewed on: 20th January 2021

I'm a home owner now!

I joined Chip a few years ago and I've managed to save money I wouldn't have otherwise. And this year I had finally saved up enough for a deposit on a house! We moved in before Christmas and we couldn't have done it without Chip's help. Even though we've reached our biggest goal, we will continue saving so we always have a financial buffer. Chip has taken the hassle out of saving and has taught me to be more financially responsible. I recommend it to absolutely everyone and lots of my friends have signed up and are well on their way to their goals too. Reviewed on: 20th January 2021

Savings sorted

Just makes it so easy to save - I don't have to think about it Reviewed on: 20th January 2021

Awesome community

Chip is a bank for covid times, and pretty much every other time. Saving rates are so low but they still continue to do their best to provide something for their community and customers. Reviewed on: 20th January 2021

Helped me save thousands without feeling it!

I started using chip 5 years ago and in that time I have saved thousands of pounds without feeling it. This money has been put towards better holidays and other luxuries. Reviewed on: 20th January 2021

Best Savings App

So I joined chip a while ago and invested in the company in there 2nd funding round I have to say the app is amazing the AI takes out only the right amount and it really does build up I also refereed my not tech savvy mum to chip and she is loving it and the 1.25% interest rate is phenomenal Reviewed on: 20th January 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payment Provider
from Cash App 0.00 from 0 reviews
Payments
from BOON 3.00 from 2 reviews
App
from Moneyhub 4.84 from 5351 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 256 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub