Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

excellent app

5
a brilliant way to save money, so good that my entire family now use chip Reviewed on: 29th January 2021

Helped me get my skiing holiday last year

5
Able to save easily and quickly to be able to achieve my saving goal. Great app! Reviewed on: 26th January 2021

Save money without thinking about it.

5
Been using the app since 2018, have not had any issues with it. Have been able to deposit and withdraw with no problems. A good way to save money without realising. Plus it's locked away in another app so stops the temptation to move the money out early to spend. Reviewed on: 26th January 2021

simple, smoth, effordless

5
its like someone stealing your money without you realizing it ... the only difference is that they do compliment you for how much they where able to set aside and they return the sum upon request Reviewed on: 25th January 2021

Save away

4
Enables more opportunities to save in smaller amounts without me noticing in my account. Reviewed on: 25th January 2021

Amazing app!

5
Love this app, helps me save money without realising and with ease! Reviewed on: 25th January 2021

Effortless Saving

5
Perfect for those people who are looking to save money but do not have time to think or calculate what they can afford to save. Reviewed on: 25th January 2021

An app for 2020

5
Being someone who always struggles prioritising saving, Chip has taken that trouble away. In lockdown especially it was nice to see that pot build up and get the best interest around! Reviewed on: 25th January 2021

Useful

5
Easy to use, great for saving! The payday put away option is fantastic too Reviewed on: 25th January 2021

Saving made easy

5
I’m a big fan of Chip because it makes saving easy and convenient. The auto saves soon build up. Reviewed on: 23rd January 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products