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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Makes saving easy and managable

I like Chip a lot and I think its improved since the AI feature came along. Savings amounts seem more realistic now but there is a charge for using this which isn't ideal given the standard 0% return at the moment. There's a new 1.25% account but you have to invite someone new to enable it - problem is I am an early adopter and already got my friends and family to sign up so I won't be able to unlock this benefit now. Overall a great app and makes it fun and easy to save! You used to be able to make quick deposits based on a 'slice of pizza', 'a coffee' etc. but I can't find that option anymore. A great app overall! Reviewed on: 23rd February 2021

Secret Saver

Easy to use and connect to. Has helped me save easily and without me noticing Reviewed on: 18th February 2021

Makes life so easy

I didn’t realise how easy it was to save money! Reviewed on: 17th February 2021

Poor app and services

Poor customer service and app wasn't very useful Reviewed on: 17th February 2021

Effortless Saving and excellent returns.

Saving is made easy with the Chip app. Link it to your bank account and sit back and relax while the algorithm calculates what you can afford to save without causing you pain and automatically transfers it to a market-beating, easy access interest rate account. Now, at a time when rates are so low on the high street, this company's app is win-win! Reviewed on: 17th February 2021

Who knew I could save so much!

Very little effort for maximum reward. Saving for anything is just so simple. Can’t recommend it enough. Reviewed on: 17th February 2021

Amazing

If somebody told me that I can actually save so much money- I would laugh. Chip did it for me without me! Yay! Reviewed on: 17th February 2021

Brilliant

Really easy to work with and veryfriend Reviewed on: 16th February 2021

Life - saver

Something so simple yet so impactful in my savings account Reviewed on: 8th February 2021

Money saving app

Saves. Money without you realising it. Great app. You can earn 1.25% interest on your savings. Reviewed on: 6th February 2021

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