Write a review

Chip: Savings App reviews

Name: Savings App
Rating: 4.92 (14521 reviews)

View other Chip products

4.93

Based on 14,521 reviews, last reviewed 1st Jan 2025

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy app to use. Easy app to use. Fast withdrawals with no judgment. Reviewed on: 1st January 2025

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024

Read all reviews See your review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14521)

Review of the Chip, Savings App:

Best saving app - makes saving easy and seamless

I've used Chip for a few years now and can say that it's a great app that just runs and does the job that it is designed to do better than any other one - it saves money without you noticing - giving you a pleasant surprise every time you check it. The investment portfolios added already look like fantastic additions with the blockchain one a very promising one. Reviewed on: 21st January 2022

chip has fantastic interest - is easy to set up and...

chip has fantastic interest - is easy to set up and easy to manage Reviewed on: 22nd February 2024

Good communication, one of the best for a bank!

Good communication, one of the best for a bank! Reviewed on: 22nd February 2024

Real, Reliable 21st Century Money Management

Fast, efficient and great value for money and once you have sampled this, it is so easy to recommend to friends and family that they benefit from such a great bank. A link between your current account and Chip is soon arranged and as soon as your current account (earning no interest!) has a little surplus to immediate requirements it can almost instantly transferred to your Chip account, which still offers almost 5% interest (22.2.24)! When required to reinforce your current account the required sum can be transferred with the same speed. I have recommended 2 family members and they have taken up the option, which will see us both receive a bonus. On the 6th of April I shall be opening a Chip ISA, which not only has a great interest rate, it also allows the same speedy transfers should money be required, as the balance remains sheltered by the ISA 0% Tax deductable! With the loss of tax free savings allowance increases interest can soon become taxable so this extra cushion will stop me worrying about that! Chip also has a prize giving area which can be dipped in and out of if you are lucky & again getting your money out or putting it back to earn great interest can be immeciately actioned. I have not used Chip's investing area as have long standing connections elsewhere, but to those who have little or no experience the facilities on offer look good and again will no doubt be of the same high standard. I have not experienced any problems with Chip and with 2 relatives also actively running their finances through the Chip know they share this great service! Such a refreshing and innovative on line service that I am both pleased and proud to be a user of. Real 21st Century Money Management to which I probably should have applied to be an owner of (though did not take up the offer of!) Time may mean I add "with regret" to, though am totally satisfied in just using such great, reliable and profitable services. Reviewed on: 22nd February 2024

Fantastic Savings App

I have been using Chip for sometime as previously I had struggled to save regularly as it involved a 'conscious' effort to do so whereas with Chip this occurs automatically. it also notifies me before taking the amount thereby allowing me to adjust it (either up or down) or even cancel that save if I need too. I also had to contact their customer service once when I was unable to access my old phone to transfer the account to a new one and this was dealt with promptly. I honestly can't think of any negatives from my aspect Reviewed on: 22nd February 2024

Consistently high interest rates

Consistently high interest rates on their savings account over the last year means I haven't felt the need to go chasing the best deals as the base rate has constantly changed. And the ease of saving what I can regularly really takes the pressure off. Reviewed on: 22nd February 2024

I joined on a referral scheme and was very sceptical...

I joined on a referral scheme and was very sceptical as I get easily overwhelmed with these sort of products, but I loved it and stayed. But I find it easy to manage, I feel my money is safe and the interest is amazing. Highly reccomend! Reviewed on: 22nd February 2024

As Chip is purely app based, they better get it righ...

As Chip is purely app based, they better get it right, and they have. It's easy to use. On top of that, it was the best savings rate I could find. Reviewed on: 22nd February 2024

Excellent, easy to use app.

Excellent, easy to use app. Quick and simple to add or withdraw funds from or to your linked bank account. For a long while they offered the highest savings instant access savings account rate, but is no longer the top rate. Reviewed on: 22nd February 2024

easy and great interest

easy to add and remove money. with great interest. Reviewed on: 22nd February 2024

Simple and easy way to save money.

Simple and easy way to save money. The app is friendly, accessing your money and making withdrawals no hassle. Reviewed on: 22nd February 2024

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub