David F's community profile page

Write a review

Go to business site

Viewing profile for,

David F

Total reviews written

Helpful marks given to their reviews

Times reviews seen

All reviews (1)

Review of the Chip, Savings App:

View on product page

Real, Reliable 21st Century Money Management

Fast, efficient and great value for money and once you have sampled this, it is so easy to recommend to friends and family that they benefit from such a great bank. A link between your current account and Chip is soon arranged and as soon as your current account (earning no interest!) has a little surplus to immediate requirements it can almost instantly transferred to your Chip account, which still offers almost 5% interest (22.2.24)! When required to reinforce your current account the required sum can be transferred with the same speed. I have recommended 2 family members and they have taken up the option, which will see us both receive a bonus. On the 6th of April I shall be opening a Chip ISA, which not only has a great interest rate, it also allows the same speedy transfers should money be required, as the balance remains sheltered by the ISA 0% Tax deductable! With the loss of tax free savings allowance increases interest can soon become taxable so this extra cushion will stop me worrying about that! Chip also has a prize giving area which can be dipped in and out of if you are lucky & again getting your money out or putting it back to earn great interest can be immeciately actioned. I have not used Chip's investing area as have long standing connections elsewhere, but to those who have little or no experience the facilities on offer look good and again will no doubt be of the same high standard. I have not experienced any problems with Chip and with 2 relatives also actively running their finances through the Chip know they share this great service! Such a refreshing and innovative on line service that I am both pleased and proud to be a user of. Real 21st Century Money Management to which I probably should have applied to be an owner of (though did not take up the offer of!) Time may mean I add "with regret" to, though am totally satisfied in just using such great, reliable and profitable services. Reviewed on: 22nd February 2024

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.