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Chip: Savings App reviews

4.92
Based on 14,663 reviews, last reviewed 19th Feb 2025
2150% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

CHIP IS THE BEST! Forget about all the rest! I am a long time user of Chip. Started using the service not long after it was released. I was so impressed with the idea of Chip that I even invested... Read more Reviewed on: 19th February 2025
Gary T's avatar
Gary T

Latest lowest rating:

1

Terrible customer service Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require... Read more Reviewed on: 18th February 2025
Peter C's avatar
Peter C

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14663)

Review of the Chip, Savings App:

Savings You Can Bank On!

5
I love Chip. It just chips away at your bank account taking those little sums you just won't miss whilst giving you a return of up to 5%pa at the same time. But you can always get some, or all, of your money back any time you wish or adjust savings levels. In fact you have total control over everything that happens & the reporting functionality is excellent too. Your money is safe too as it's ring fenced with a major High Street bank & therefore covered by the FSCS. Arguably the most friendly app out there. The way it communicates makes you feel you are interacting with real people. This is 21st centrury banking at its best - and will only get better I believe. Reviewed on: 12th December 2018

Accessible and Engaging

5
The app was really easy to navigate. Clear savings options and brilliant information Reviewed on: 24th May 2024

The Chip Savings App is really good at keeping on tr...

5
The Chip Savings App is really good at keeping on track for my saving goals. Reviewed on: 24th May 2024

Competitive and responsive interest rates, innovativ...

5
Competitive and responsive interest rates, innovative approach and great customer service. Reviewed on: 24th May 2024

Best Easy Access Saving App

5
Very easy to use app and great saving rates and conditions. On top of that there is the odd promotion every now and then. The app keeps improving in terms of functionality, now having also added options for FTE investing. Reviewed on: 24th May 2024

Smart, easy, stealth-saving!

5
Smart, easy, stealth-savings, great interest rates and always accessible. I love this app. Reviewed on: 23rd May 2024

Great Simple way to actually really save

5
Great Simple way to actually really save Reviewed on: 23rd May 2024

Top of the Tree

5
Savings has entered a phase with a Fast and instant app with good rates ; see your interest grow daily and paid monthly almost too good to be true. . Leaves all others behind imo . Reviewed on: 27th April 2024

Instant cash ISA

5
Easy app to use and there instant cash ISA is awesome. Reviewed on: 25th April 2024

Chip helped me save to buy my first house and has co...

5
Chip helped me save to buy my first house and has continued to help me save after that. It's easy to use and I don't have to think about it Reviewed on: 16th April 2024

So straight forward to use.

5
So straight forward to use. To get the most out of it, you want saving money to be easy to do and Chip smashes it in that respect Reviewed on: 16th April 2024