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Chip: Savings App reviews

4.94
Based on 18,162 reviews, last reviewed 31st Mar 2025
175450% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
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Latest highest rating:

5

Savings. Had no problems from the moment I joined. Reviewed on: 31st March 2025
Michelle McGregor's avatar
Michelle McGregor

Latest lowest rating:

1

I’m unable to sold my shares this unacceptable I’m unable to sold my shares this unacceptable Reviewed on: 21st March 2025
Saud A's avatar
Saud A

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18162)

Review of the Chip, Savings App:

Chip - Great Rates and Easy to Use

4
Chip is a user-friendly savings app that simplifies the process of setting money aside. I found the app incredibly easy to use, even for someone like me who isn't always tech-savvy. The interface is intuitive, allowing you to set savings goals effortlessly and automate deposits based on your spending habits. This feature alone makes it a standout choice for anyone looking to build their savings without much effort. Another highlight of Chip is its competitive rates. The app offers attractive interest rates on savings, which is a big plus compared to traditional savings accounts offered by banks. This can help your money grow faster than with many other savings options available. However, one area where Chip could improve is customer service responsiveness. While their service isn't bad, there were times when I wished for quicker responses to my queries. This aspect could be frustrating if you encounter an urgent issue or need assistance promptly. When closing the account to move onto a different product they never actually confirmed that it was closed - I simply couldn't log in again. It was surprising to never receive a 'thanks for your time' as an email or any form of confirmation. Overall, Chip is a strong contender in the realm of savings apps, offering ease of use and great rates that can help users achieve their financial goals efficiently. With some improvements in customer service responsiveness, it could easily become a top choice for many looking to manage and grow their savings effectively. Reviewed on: 18th March 2025

Very easy to use, great interest rate.

5
Very easy to use, great interest rate. No hassle to move money around Reviewed on: 28th March 2025

Great experience and easy to use

5
Great experience and easy to use with some of the best saving options. Reviewed on: 28th March 2025

Savings and Investment

5
Chip has helped me save money. It is quite easy to navigate as well. It has a lot of investment opportunities as well which is quite handy. Reviewed on: 28th March 2025

Great banking app

5
One of the easiest finance apps I’ve used. Customer service is excellent. Any questions are all answered in a timely manner. It’s straightforward to use, so overall I’m very happy with Chip and the service it provides Reviewed on: 28th March 2025

Good savings rate

5
Good savings rate, nice graphs, easy to use Reviewed on: 28th March 2025

Easy platform, and help available when needed.

5
Easy platform, and help available when needed. Good set of products. Reviewed on: 28th March 2025

Superb app and very good customer service

5
Superb app and very good customer service Reviewed on: 28th March 2025

Easy to use, safe and very good customer service!

5
Easy to use, safe and very good customer service! Reviewed on: 28th March 2025

Start to finishNo. 1 online bank.

5
Start to finish easy app use and clear policy re interest rates Reviewed on: 28th March 2025

Easy to use app.

5
Easy to use app. Good explanations of risk. Reviewed on: 28th March 2025