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PennySaver

2

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4

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All reviews (2)
Review of the Chip, Savings App:
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Chip - Great Rates and Easy to Use

4
Chip is a user-friendly savings app that simplifies the process of setting money aside. I found the app incredibly easy to use, even for someone like me who isn't always tech-savvy. The interface is intuitive, allowing you to set savings goals effortlessly and automate deposits based on your spending habits. This feature alone makes it a standout choice for anyone looking to build their savings without much effort. Another highlight of Chip is its competitive rates. The app offers attractive interest rates on savings, which is a big plus compared to traditional savings accounts offered by banks. This can help your money grow faster than with many other savings options available. However, one area where Chip could improve is customer service responsiveness. While their service isn't bad, there were times when I wished for quicker responses to my queries. This aspect could be frustrating if you encounter an urgent issue or need assistance promptly. When closing the account to move onto a different product they never actually confirmed that it was closed - I simply couldn't log in again. It was surprising to never receive a 'thanks for your time' as an email or any form of confirmation. Overall, Chip is a strong contender in the realm of savings apps, offering ease of use and great rates that can help users achieve their financial goals efficiently. With some improvements in customer service responsiveness, it could easily become a top choice for many looking to manage and grow their savings effectively. Reviewed on: 18th March 2025
Review of the Chip, Savings App:
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Easy to use with the most competitive interest rates...

5
Easy to use with the most competitive interest rates around, I honestly believe that Chip is a modern-take on savings that the 'big banks' simply will never be able to provide. Reviewed on: 23rd January 2024

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