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Chip: Savings App reviews

4.92
Based on 14,663 reviews, last reviewed 19th Feb 2025
2600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

CHIP IS THE BEST! Forget about all the rest! I am a long time user of Chip. Started using the service not long after it was released. I was so impressed with the idea of Chip that I even invested... Read more Reviewed on: 19th February 2025
Gary T's avatar
Gary T

Latest lowest rating:

1

Terrible customer service Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require... Read more Reviewed on: 18th February 2025
Peter C's avatar
Peter C

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14663)

Review of the Chip, Savings App:

Savings You Can Bank On!

5
I love Chip. It just chips away at your bank account taking those little sums you just won't miss whilst giving you a return of up to 5%pa at the same time. But you can always get some, or all, of your money back any time you wish or adjust savings levels. In fact you have total control over everything that happens & the reporting functionality is excellent too. Your money is safe too as it's ring fenced with a major High Street bank & therefore covered by the FSCS. Arguably the most friendly app out there. The way it communicates makes you feel you are interacting with real people. This is 21st centrury banking at its best - and will only get better I believe. Reviewed on: 12th December 2018

been using chip to save up, works very well...

5
been using chip to save up, works very well for me Reviewed on: 15th April 2024

Fantastic app.

5
Fantastic app. Definitely a great way to save for the young and old Reviewed on: 15th April 2024

Easy app to use

5
As a dinosaur (60) I find this app very user friendly and so easy to use Reviewed on: 15th April 2024

Excellent app.

5
Excellent app. Great rates and fabulous communication Reviewed on: 15th April 2024

Great interest rates and other features

5
I like that the bank offers easily accessible and competitive interest rates. Moreover, the investment guidance they offer is really helpful. Reviewed on: 15th April 2024

Really easy to use savings app with great products

5
Really easy to use savings app with new products added all the time - I especially love the new flexible cash ISA. Ideal for people who don't know how much they can commit to save each year in advance. Reviewed on: 15th April 2024

Have been using Chip for years now. Gamechanger!

5
Have been using Chip for years now. Gamechanger! Reviewed on: 14th April 2024

Chip completely meets our needs for short-term savings

5
Chip has maintained its interest rates near the top of those available, which is exactly what we look for to place our everyday and short-term savings. We don't use the 'pots' much but are considering doing so Reviewed on: 14th April 2024

Really great app, very easy to use.

5
Really great app, very easy to use. Great interest rate too. Reviewed on: 13th April 2024

Hopefully it won't disappoint in the long run.

3
Just started using the app, looks promising. Hopefully it won't disappoint. Reviewed on: 13th April 2024