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Chip: Savings App reviews

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4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Best way to save money

5
Chip has been a great way to save and keep my money safe and secure. I can easily see interest accrued and deposit as much or as little as I can. I have been vocal in my recommendations to family and friends and find it great you get a boosted interest rate. Communications are clear and concise. The UI is easy to use, friendly and pleasing to the eye. Reviewed on: 27th March 2025
Frances cb's avatar
Frances cb

Never had any problems, works!

5
Never had any problems, works as I need it to Reviewed on: 27th March 2025
Bruce J's avatar
Bruce J

So easy, very clear and transparent with interest rates

5
So easy, very clear and transparent with interest rates Reviewed on: 27th March 2025
Morag A's avatar
Morag A

I love Chip.

5
I love Chip. It's so accessible and easy to follow Reviewed on: 27th March 2025
Karen M's avatar
Karen M

Great App and competitive rates.

5
I have found Chip easy to use and love the App.Safe and secure and any withdrawals are done immediately. Reviewed on: 27th March 2025
Tomk's avatar
Tomk

Clear and simple, straightforward to use app making...

5
Clear and simple, straightforward to use app making modern banking easy. Unique prize giving account a fun alternative to NI savings bonds Reviewed on: 27th March 2025
LeB's avatar
LeB

Good not great anymore

4
Great app. Interest rates not quite so competitive especially ISA. Fast and simple to move money around. Reviewed on: 27th March 2025
Deborah B's avatar
Deborah B

Excellent Does what it says on the tin

5
Excellent Does what it says on the tin Reviewed on: 27th March 2025
Stephen Mac's avatar
Stephen Mac

Chip turned me into a saver

5
I'm a terrible saver but with chip's help, I'm regularly automatically saving and now have an emergency fund. Customer service is also highly responsive, easy and helpful Reviewed on: 27th March 2025
Ssmedley's avatar
Ssmedley

Opened a high interest savings account that persists...

5
Opened a high interest savings account that persists to be competitive rather than settling for the poor returns of the typical major banks. Reviewed on: 27th March 2025
Dean's avatar
Dean

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