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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
5725% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

CHIP always offers a gimmick free attractive interes...

5
CHIP always offers a gimmick free attractive interest rate on whichever product I choose. Their customer service is second to none. Reviewed on: 11th February 2026

Saving with Chip app is easy and great.

5
Been saving with Chip for a few years, love the app - it's always evolving and improving. Reviewed on: 11th February 2026

Highly Recommend

5
I really like that the app takes a calculated amount from my bank - i don't even notice that it is out. It makes saving so easy and uses minimal effort, you don't feel you have no money after but the savings add up quickly. I would highly recommend Reviewed on: 11th February 2026

I’ve been saving with chip for years

5
I’ve been saving with Chip for years. I’ve never had a problem, and the saving rates are sometimes mid to high. You’re also always in the know with the monthly news email. Chip also has lots of accounts to choose from. Reviewed on: 11th February 2026

I have been using chip for years.

5
I have been using chip for years. An excellent and easy to use app. Clear and precise with lots of optional extras for saving Reviewed on: 11th February 2026

Helps me keep chipping money away

5
Chip has made such a massive difference to my savings habits. App is easy to use and communications are always clear and helpful. Love all the different features and options, from prize savings accounts to investment options. Interest rates are always competitive and it's great to see how savings are growing over time. Reviewed on: 11th February 2026

A great way to save!

5
Love the company and the App. A great way to help save!! Reviewed on: 11th February 2026

Simple, convenient & competitive

5
Such a simple and convenient app to use, and always very competitive rates Reviewed on: 11th February 2026

Great for general savings and other investments

5
Great for general savings and other investments Reviewed on: 11th February 2026

Very good all round banking app.

5
Very good all round banking app. Would recommend Reviewed on: 11th February 2026

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