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Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18214)

A must-have Savings & Investments APP

5
I've been there from the start. Love the App and the development of the APP and the delivery of new products regularly. A must-have Savings & Investments APP Reviewed on: 27th March 2025

Used for while now and really enjoy, use it partiall...

5
Used for while now and really enjoy, use it partially as a savings till I need the cash Reviewed on: 27th March 2025

Chip is so easy to setup and use

5
Chip is so easy to setup and use. I love that I get the best interest rate Reviewed on: 27th March 2025

No issues, good opportunities

5
The app is super user friendly and I can check my savings rates and stats quite easily. Transfer funds and withdrawals are instant and pain free! Reviewed on: 27th March 2025

A very easy way of saving money.

5
A very easy way of saving money. The app works exactly as required. Reviewed on: 27th March 2025

Great for saving as little or as much.

5
Love the app, love the communication from the team and the functions within the app. Most useful for me is that it is separate from my main banking app, so I can save money without knowing it's there! Reviewed on: 27th March 2025

Great experience

5
Saved lots over the psst few years very easy to use app. Many different account types. Reviewed on: 27th March 2025

Great app saves without me knowing it.

4
Great app saves without me knowing it. Wish it had no fees that’s a little annoying when there are small saves. I’ve been using chip for a while and helpful increasing my rainy day fund plus easy to get to it if necessary. Reviewed on: 27th March 2025

Simplicity in itself.

5
Simplicity in itself. Simple to understand t&Cs and simple to transfer in and out. Simple app that jobs the job nicely. Reviewed on: 27th March 2025

Enjoy the account where you go in a draw to win!

5
Enjoy the account where you go in a draw to win! Reviewed on: 27th March 2025

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