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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Long-term user and very happy

5
I have been using Chip for several years since their early crowdfunding days. The app has improved significantly over the years, and I now really appreciate the auto-saving feature as a way to trickle money into savings and over to my ISA. Reviewed on: 11th February 2026

I've been with Chip for a number of years.

5
Ive been with Chip for a number of years and they are 1st class in every respect. They keep me up to date with everything i need to know without over doing it. Their products and services are in my opinion market leading, and the app is just perfect. Reviewed on: 11th February 2026

Chip is really great for saving...

5
Chip has been a really great place to save over the past few years. So much better than where I'd previously kept my money. The interest is better and I've even won a bit of money from the prize account. It really helped me save for the work I'm now having done to the house. Reviewed on: 11th February 2026

Easy to use app with a great range of products.

5
Easy to use app with a great range of products. Customer service is fantastic Reviewed on: 11th February 2026

My go to for savings

5
Been using chip since the beginning for savings. I have pretty much all their accounts and it is my go to savings platform. It's so easy to use, great communication for upgrades and helps keep it all in one place Reviewed on: 11th February 2026

It’s an easy way to save out of sight out...

5
It’s an easy way to save out of sight out of mind Reviewed on: 11th February 2026

Manage and Invest Now!

5
Very good app for managing money and investing along with a very helpful staff and resource along with a lot of good advice. Reviewed on: 11th February 2026

CHIP always offers a gimmick free attractive interes...

5
CHIP always offers a gimmick free attractive interest rate on whichever product I choose. Their customer service is second to none. Reviewed on: 11th February 2026

Saving with Chip app is easy and great.

5
Been saving with Chip for a few years, love the app - it's always evolving and improving. Reviewed on: 11th February 2026

Highly Recommend

5
I really like that the app takes a calculated amount from my bank - i don't even notice that it is out. It makes saving so easy and uses minimal effort, you don't feel you have no money after but the savings add up quickly. I would highly recommend Reviewed on: 11th February 2026

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