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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

I’ve been saving with chip for years

I’ve been saving with Chip for years. I’ve never had a problem, and the saving rates are sometimes mid to high. You’re also always in the know with the monthly news email. Chip also has lots of accounts to choose from. Reviewed on: 11th February 2026

I have been using chip for years.

I have been using chip for years. An excellent and easy to use app. Clear and precise with lots of optional extras for saving Reviewed on: 11th February 2026

Helps me keep chipping money away

Chip has made such a massive difference to my savings habits. App is easy to use and communications are always clear and helpful. Love all the different features and options, from prize savings accounts to investment options. Interest rates are always competitive and it's great to see how savings are growing over time. Reviewed on: 11th February 2026

A great way to save!

Love the company and the App. A great way to help save!! Reviewed on: 11th February 2026

Simple, convenient & competitive

Such a simple and convenient app to use, and always very competitive rates Reviewed on: 11th February 2026

Great for general savings and other investments

Great for general savings and other investments Reviewed on: 11th February 2026

Very good all round banking app.

Very good all round banking app. Would recommend Reviewed on: 11th February 2026

I started saving with CHIP in 2019.

I started saving with CHIP in 2019. I have saved consistently since then- it does the work - I just need to have the money in my bank account. It is a painless way to save- but also exciting as I can see clearly interest gains etc… I have delved into ethical investment too which has been instructive in teaching me patience around growth. I want my money to help our wider community. I hope these investments do that. I am often extolling the virtues of Chip- all my wider family and niece and nephews… etc are now using it too. Reviewed on: 11th February 2026

I’ve been using Chip for about 5 years now and it’s...

I’ve been using Chip for about 5 years now and it’s the best money saving app I’ve ever used. I love that it automatically saves money from my main account without me having to manually move savings, and having the incentive of saving into a ‘Chip’ lottery fund is great! Saving with Chip helped me to buy my first car and meant I was stable when I moved to London! Reviewed on: 11th February 2026

Excellent, innovative and intuitive app

I have been using the Chip savings app for several years and have found it an excellent way to save and manage my finances. It is very innovative and intuitive, whilst the customer service has always been top of class. Reviewed on: 11th February 2026

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