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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
5725% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Much better savings rates than the traditional banks

5
Much better savings rates than the traditional banks Reviewed on: 11th February 2026

Thoroughly reliable and customer friendly experience

5
Thoroughly reliable and customer friendly experience Reviewed on: 11th February 2026

This app helped me to save thousands without even tr...

5
This app helped me to save thousands without even trying. The investment function is excellent to dip your feet into investing. Reviewed on: 11th February 2026

Chip is the best for saving!

5
This is the best app that I could ever have for saving money. Simple, easy to use and I don’t have to do anything as they do it all for me. Superb. Reviewed on: 11th February 2026

I always struggled saving - Until Chip!

5
I always struggled saving, I’d need a separate account and I’d have to set up a direct debit or a standing order. With Chip, that manages itself, and it’s based on availability of funds, so I maximise my savings in the process. Reviewed on: 11th February 2026

Easy to use app for balances and transfers

5
Easy to use app for balances and transfers Reviewed on: 11th February 2026

Easy to save, easy to use the app.

5
Easy to save, easy to use the app. Found that it did build my wealth bit by bit and without me having to actively remember to manually save, which is great Reviewed on: 11th February 2026

Super little app - helps me save painlessly,

5
Super little app - helps me save painlessly, taking a little at a time so I hardly notice, then suddnely I have some savings!! Reviewed on: 11th February 2026

Very interactive with customers, easy to understand...

5
Very interactive with customers, easy to understand and easy to use Reviewed on: 11th February 2026

I have been with Chip for over a year and have been...

5
I have been with Chip for over a year and have been supported all the way through they have brought an investment platform I feel safe using and broadened my saving options substantially. Reviewed on: 11th February 2026

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