Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18214)

Excellent App.

5
Excellent App. Always get my funds transfered instantly. Market leading interest rates. Great features for tracking you savings over time, showing how much interest you've accrued, how much of your ISA allowance you've used. Reviewed on: 27th March 2025

Does what it says on the tin!

5
Such straightforward, non nonsense products. Does what it says on the tin. Reviewed on: 27th March 2025

Great savings account easy to use

5
Great savings account easy to use Reviewed on: 27th March 2025

Excellent service

5
Excellent service, very happy with Chip savings Reviewed on: 27th March 2025

Great savings offer and app.

5
Chip offers a great way to save and the app is excellently designed. Customer service is always excellent too. Reviewed on: 27th March 2025

Great app

5
Great all round app. Easy to use and good range of products Reviewed on: 27th March 2025

Instant access, easy functionality

5
Instant access, easy functionality, good communication Reviewed on: 27th March 2025

Good, straight forward platform.

5
Good, straight forward platform. Helpful customer service team. They have good interest rates for savings. Reviewed on: 27th March 2025

Best Savings App

5
Excellent service and great app. I would use Chip every time and recommend most highly Reviewed on: 27th March 2025

The banking app is excellent, extremely intuitive .

4
The banking app is excellent, extremely intuitive . Bank transfers are processed quickly . I really like CHIP but I've moved most of my cash out for better interest rates. Plus they reward new customers before existing ones with promos Reviewed on: 27th March 2025

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review