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Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Great app, easy to use, great returns

5
Great app, easy to use, great returns Reviewed on: 27th March 2025

Seamless app.

5
Easy to use and interest rate is unbeatable. Couldn’t ask for a easier app to use with its friendly interface and easy to read articles so you know what you could be investing in. Reviewed on: 27th March 2025

A Game-Changer for Saving Money!

5
I've been using the Chip savings app for a few years now, and I must say, it has completely transformed how I save money. The app is incredibly easy to use and automatically transfers small amounts of money into my savings without me even having to think about it. The AI-powered feature adapts to my spending habits, making saving feel effortless. What I love the most is the flexibility – I can adjust the savings amounts, set goals, and even access my money quickly if I need it. The app also offers great investment options that help my savings grow, and the customer service team is always responsive and helpful. Overall, Chip is a must-have for anyone who wants to save money without the hassle. It’s like having a personal savings assistant that works in the background, and I can’t recommend it enough! Reviewed on: 27th March 2025

Trusted and straightforward

5
Trusted, straightforward, and fair what else do so I need? Thank you Chip Reviewed on: 27th March 2025

Great app

5
Easy to use, explains everything in a clear way. Reviewed on: 27th March 2025

User friendly, competitive interest rates, helping...

5
User friendly, competitive interest rates, helping me save and reach my financial goals Reviewed on: 27th March 2025

Great user interface.

5
Great user interface. easy bank transfers. Best rates on market Reviewed on: 27th March 2025

Easy to use but does not integrate with all banks

4
Easy to use but does not integrate with all bank apps. Not Chip's fault but it does limit Chip's usefulness when some banks cannot be integrated with and no alternative payment means are available. Reviewed on: 27th March 2025

Great savings and app

5
Easy to use website. Transactions are immediate with good savings. Have been using it for a while now Reviewed on: 27th March 2025

Excellent

5
Really good app and easy to use. Good customer service too with good interest rates Reviewed on: 26th March 2025

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