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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Chip makes saving easy!

5
Chip makes saving easy! I wish it had been around 20 years earlier. The app has changed the way I think about saving money, taking the jargon out of complex issues and easier to interact. All this - for no fee!! Reviewed on: 30th January 2026

I’ve been using Chip for 3 yrs now and enjoyed it: e...

5
I’ve been using Chip for 3 yrs now and enjoyed it: easy to use app, good savings rates.. Reviewed on: 23rd January 2026

The Chip app couldn't be easier.

5
The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025

Easy to use app for my cash ISA.

5
Easy to use app for my cash ISA. Decent rate. Impressed overall. Links also to other savings or investments so can also see whole portfolio in one place. Reviewed on: 5th September 2025

Always top or nearly top in rates.

5
Always top or nearly top in rates. Reviewed on: 5th September 2025

Good range of easy to understand products, competiti...

5
Good range of easy to understand products, competitive rates, easy to use app, innovative approach to personal finance Reviewed on: 4th September 2025

Easy as, with a friendly interface and competitive r...

5
Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025

Easy to navigate and uncomplicated to use for us nor...

5
Easy to navigate and uncomplicated to use for us normal people Reviewed on: 13th June 2025

Great app and ease of saving and taking money out bu...

5
Great app and ease of saving and taking money out but interest rates could be more competitive Reviewed on: 13th June 2025

Chip is my go to bank for saving!

5
Chip is my go to bank for saving! It offers great interest rates as well as a fun prize draw account which offers the chance to win various cash amounts. The app is easy to navigate and allows me to keep track of my savings with interest. I recently started investing with the chip too and have received a bonus for doing so! Absolutely recommend! Reviewed on: 13th June 2025

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