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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Excellent savings app

5
I have been saving with Chip for a couple of years now and their service just keeps getting better & better. The app is very easy to use and the automatic savings features makes it so simple to put aside what I can afford each month. Plus the interest rates they offer are always at the top of the market. I love it! Reviewed on: 12th June 2025

Competitive range of products and rates, simple to u...

5
Competitive range of products and rates, simple to use app and integrations to other companies. Good customer service Reviewed on: 12th June 2025

I have no fault to find with Chip

5
I have no fault to find with Chip Reviewed on: 12th June 2025

Always there or thereabouts with top interest rates.

5
Always there or thereabouts with top interest rates. Reviewed on: 12th June 2025

A great saving app.

5
A great saving app... loads of decent investments and advice ... great intrest rates aswell... also has a weekly round-up where they put money aside everyweek from your bank account for you making saving that but easier... i would highly recommend to anyone 5***** Reviewed on: 12th June 2025

Chip gets my vote

5
I’ve had the Chip app for a few years now. It’s easily to you and the service is excellent Reviewed on: 12th June 2025

This app has boosted my savings.

5
This app has dramatically boosted my savings. The ease and efficiency of having the automated deposits, as well as the recurring deposits, has been fantastic. I have peace of mind knowing that my savings are being increased without having to regularly remember to make deposits. Also, having my savings, an ISA and a stocks & shares ISA investment fund together on one dashboard means I can easily track my money. Would 100% recommend this app to all. Reviewed on: 12th June 2025

Easy way to save and invest for anyone without exper...

5
Easy way to save and invest for anyone without experience and little time available Reviewed on: 12th June 2025

Good range of products with competitive rates.

5
Good range of products with competitive rates. They often have sign up or referral offers too which are very generous. Every time I have dealt with customer service they have been quick and very helpful. Reviewed on: 12th June 2025

I love this savings app

5
I’ve been using Chip for a few years now, and I find the savings features to be extremely valuable. They really help find where I may have some extra money that could be put into savings, and the accounts they offer have had some great returns so far Reviewed on: 26th May 2025

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