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Chip: Savings App reviews

4.92
Based on 14,663 reviews, last reviewed 19th Feb 2025
2600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

CHIP IS THE BEST! Forget about all the rest! I am a long time user of Chip. Started using the service not long after it was released. I was so impressed with the idea of Chip that I even invested... Read more Reviewed on: 19th February 2025
Gary T's avatar
Gary T

Latest lowest rating:

1

Terrible customer service Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require... Read more Reviewed on: 18th February 2025
Peter C's avatar
Peter C

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14663)

Review of the Chip, Savings App:

Savings You Can Bank On!

5
I love Chip. It just chips away at your bank account taking those little sums you just won't miss whilst giving you a return of up to 5%pa at the same time. But you can always get some, or all, of your money back any time you wish or adjust savings levels. In fact you have total control over everything that happens & the reporting functionality is excellent too. Your money is safe too as it's ring fenced with a major High Street bank & therefore covered by the FSCS. Arguably the most friendly app out there. The way it communicates makes you feel you are interacting with real people. This is 21st centrury banking at its best - and will only get better I believe. Reviewed on: 12th December 2018

I’ve had my Chip account over 12 months now and l am...

5
I’ve had my Chip account over 12 months now and l am extremely happy to have my money in a safe place. Reviewed on: 10th April 2024

Easy to use app.

5
Easy to use app. Very user Friendly with a good interest rate Reviewed on: 10th April 2024

Great products and rates

5
Initially skeptical about the concept of an app-only bank, I’ve been pleasantly surprised by the seamless experience over the past few years. The user-friendly interface has negated any need for customer support intervention. The deciding factor for my patronage was their attractive savings rate, which has consistently risen in tandem with the base rate. As the bank expanded its offerings, I found myself consistently impressed by the ingenuity and competitiveness of their new products. This bank truly revitalizes the banking landscape, exuding enthusiasm for their products and genuinely prioritizing customer satisfaction. Reviewed on: 10th April 2024

Exceptional savings products and services, a life-ch...

5
Exceptional savings products and services, a life-changing experience finding Chip! Reviewed on: 9th April 2024

Great finance app with great interest rates to match!

5
Great finance app with great interest rates to match! Reviewed on: 9th April 2024

forever simple

5
From my first interaction with Chip things were super simple, I now use all of their products and rave about them. Reviewed on: 9th April 2024

Safety net to nest egg.

5
With Chip I’ve been able to build not only a safety net but the beginnings of a nest egg for the family. Chip has made it easy, from first signing up to the every transaction had been easy. The odd occasions when I have needed to access support they have been incredibly helpful. Reviewed on: 9th April 2024

Love it - best rates available.

5
Love it - best rates available. Have just started looking at their investments which look grear Reviewed on: 9th April 2024

Super saving company!

5
Easy to save with, I have complete confidence in them as a company, they are always quick to respond to questions and you always know that if there is ever an issue they will be completely transparent. Reviewed on: 9th April 2024

I’ve had chip for around a couple of years and have...

5
I’ve had chip for around a couple of years and have found it amazing. I use the savings and investment accounts as well as the isa Reviewed on: 9th April 2024